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Mortgage Rates Thursday, April 6: Volatility Continues

Mortgage Rates, Mortgages
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Mortgage rates continued to show volatility today as 30- and 15-year fixed home loan rates fell, while 5/1 ARMs held firm, according to a NerdWallet survey of current mortgage rates published by national lenders Thursday morning.

Tomorrow, the Bureau of Labor Statistics will release its non-farm payroll employment report. This monthly report has the power to move mortgage rates. Expectations are for continued jobs expansion, and that good news could nudge mortgage rates higher. However, if there is a hint of disappointment in the report, rates might take a turn lower.


(Change from 4/5)
30-year fixed: 4.21% APR (-0.04)
15-year fixed: 3.62% APR (-0.03)
5/1 ARM: 3.83% APR (NC)

» MORE: How much home can you afford?

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: Twitter: @halmbundrick.