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Mortgage Rates Thursday: A Teensy Bit Up

Mortgage Rates, Mortgages
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The average rate on a 30-year fixed-rate mortgage was unchanged, the rate for the 15-year fixed rose one basis point and the 5/1 ARM went up one basis point, according to a NerdWallet survey of daily mortgage rates published by national lenders Thursday.

The 30-year fixed-rate mortgage is 12 basis points higher than one week ago and 32 basis points lower than one year ago. A basis point is one one-hundredth of one percent.

MORTGAGE RATES TODAY, THURSDAY, DEC. 21:

(Change from 12/20)
30-year fixed: 4.19% APR (NC)
15-year fixed: 3.78% APR (+0.01)
5/1 ARM: 4.29% APR (+0.01)


NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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