Advertiser Disclosure

Mortgage Rates Thursday: Fixed-Rate Loans Climb

Jan. 19, 2018
Mortgage Rates, Mortgages
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

The average rate on a 30-year fixed-rate mortgage rose four basis points, the rate for the 15-year fixed also went up four basis points and the 5/1 ARM was unchanged, according to a NerdWallet survey of daily mortgage rates published Thursday by national lenders.

The average rate on the 30-year fixed has climbed nine basis points since one week ago. The rate is exactly the same as one year ago, although there have been plenty of ups and downs since then.


(Change from 01/17)
30-year fixed: 4.31% APR (+0.04)
15-year fixed: 3.94% APR (+0.04)
5/1 ARM: 4.41% APR (NC)

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

More from NerdWallet

How much house can I afford?
Compare mortgage rates
5 tips for finding the best mortgage lenders

About the author