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Mortgage Rates Thursday: Mostly Higher

Jan. 25, 2018
Mortgage Rates, Mortgages
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The average rate on a 30-year fixed-rate mortgage climbed three basis points, the rate for the 15-year fixed was unchanged and the 5/1 ARM went up one basis point, according to a NerdWallet survey of daily mortgage rates published Thursday by national lenders.

The average rate on the 30-year fixed has risen five basis points in one week. The rate is eight basis points lower than one year ago. A basis point is one one-hundredth of one percent.


(Change from 01/24)
30-year fixed: 4.36% APR (+0.03)
15-year fixed: 3.97% APR (NC)
5/1 ARM: 4.42% APR (+0.01)

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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