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Mortgage Rates Thursday: Up Across the Board

Jan. 4, 2018
Mortgage Rates, Mortgages
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The average rate on a 30-year fixed-rate mortgage rose three basis points, the rate for the 15-year fixed climbed four basis points and the 5/1 ARM went up three basis points, according to a NerdWallet survey of daily mortgage rates published by national lenders Thursday.

The average rate on the 30-year fixed is 24 basis points lower than one year ago. A basis point is one one-hundredth of one percent.


(Change from 01/03)
30-year fixed: 4.12% APR (+0.03)
15-year fixed: 3.74% APR (+0.04)
5/1 ARM: 4.32% APR (+0.03)

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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