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Mortgage Rates Tuesday, April 25: Mostly Higher; Little Change for a Month

April 25, 2017
Mortgage Rates, Mortgages
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Mortgage rates for 30-year home loans held firm today, while 15-year fixed and 5/1 ARM rates climbed slightly higher, according to a NerdWallet survey of mortgage interest rates published by national lenders Tuesday morning.

After falling to 2017 lows, 30-year mortgage rates have bounced well within a quarter-point range for a month, according to the NerdWallet Mortgage Rate Index. There has been little economic news to move the bond market, and another short-term interest rate hike by the Federal Reserve isn’t expected until June, at the earliest.

President Trump’s tax reform proposal might be the next catalyst to move mortgage rates. The plan is expected to be revealed as soon as tomorrow.


(Change from 4/24)
30-year fixed: 4.19% APR (NC)
15-year fixed: 3.56% APR (+0.03)
5/1 ARM: 3.84% APR (+0.02)

» MORE: How much home can you afford?

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: [email protected]. Twitter: @halmbundrick.