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Mortgage Rates Tuesday: Moving Up

Mortgage Rates, Mortgages
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The average rate on a 30-year fixed-rate mortgage rose two basis points, the rate for the 15-year fixed shot up seven basis points and 5/1 ARM climbed six basis points, according to a NerdWallet survey of daily mortgage rates published by national lenders Tuesday.

The 30-year fixed-rate mortgage is three basis points higher than one week ago and 41 basis points lower than a year ago. A basis point is one one-hundredth of one percent.

MORTGAGE RATES TODAY, MONDAY, DEC. 19:

(Change from 12/18)
30-year fixed: 4.11% APR (+0.02)
15-year fixed: 3.74% APR (+0.07)
5/1 ARM: 4.26% APR (+0.06)


NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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