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Mortgage Rates Wednesday: Mostly Up

December 13, 2017
Mortgage Rates, Mortgages
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We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.

The average rate on a 30-year fixed-rate mortgage rose one basis point, the average 15-year fixed-rate climbed three basis points and the average rate on the 5/1 ARM fell one basis point, according to a NerdWallet survey of daily mortgage rates published by national lenders Wednesday.

The 30-year fixed-rate mortgage is six basis points higher than one week ago and 26 basis points lower than one year ago. A basis point is one one-hundredth of one percent.

MORTGAGE RATES TODAY, WEDNESDAY, DEC. 13:

(Change from 12/12)
30-year fixed: 4.09% APR (+0.01)
15-year fixed: 3.66% APR (+0.03)
5/1 ARM: 4.19% APR (-0.01)


NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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