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Mortgage Rates Wednesday: Big Jump for 30-Year

Dec. 20, 2017
Mortgage Rates, Mortgages
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The average rate on a 30-year fixed-rate mortgage jumped eight basis points, the rate for the 15-year fixed rose three basis points and the 5/1 ARM went up two basis points, according to a NerdWallet survey of daily mortgage rates published by national lenders Wednesday.

The 30-year fixed-rate mortgage is 10 basis points higher than one week ago and 32 basis points lower than a year ago. A basis point is one one-hundredth of one percent.

MORTGAGE RATES TODAY, WEDNESDAY, DEC. 20:

(Change from 12/19)
30-year fixed: 4.19% APR (+0.08)
15-year fixed: 3.77% APR (+0.03)
5/1 ARM: 4.28% APR (+0.02)


NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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