Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

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Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Card details

  • Earn 20% Extra Points - Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits.

  • 2X Points at U.S. supermarkets on up to $6,000 per year in purchases (then 1X).

  • Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership.

  • $0 Balance Transfer Fee.¤ Balance transfers must be requested within 60 days of account opening.

  • 0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 14.49% to 25.49%.

  • No Annual Fee.

  • Terms Apply.

  • Information about the Amex EveryDay® Credit Card has been collected independently by NerdWallet and has not been provided or reviewed by the issuer of this card.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply.

  • Intro APR

    0% Intro on Purchases and Balance Transfers for 15 months

  • Ongoing APR

    APR: 14.49% - 25.49% Variable APR

    Penalty APR: 29.24%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    $0

  • Foreign transaction fee

    2.7% of each transaction after conversion to US dollars.

Recommended credit score

Compare to other cards

American Express Amex EveryDay Credit Card

Amex EveryDay® Credit Card

Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

14.49% - 25.49% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

0% Intro on Purchases and Balance Transfers for 15 months

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Melissa Lambarena

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • Decent rewards rate

  • No annual fee

  • $0 balance transfer fee for 60 days

Cons
  • Foreign transaction fee

  • Longer 0% intro APRs available elsewhere

  • Higher rewards available elsewhere

Amex EveryDay® Credit Card has long been something of an oddity — a ho-hum rewards card whose most remarkable feature was that it was the only $0-annual-fee consumer American Express card to give out travel-friendly Membership Rewards points. But once American Express added superior balance-transfer benefits to the card, it became a lot more valuable.

As you'd guess from the name — and from the bonus it gives you for using it frequently — Amex EveryDay® Credit Card is intended to be a use-everywhere, all-the-time card. As a rewards card, it still delivers mediocre value — but as a balance transfer card, it can be a ticket out of debt.

For more information, check out our full review of this card.