Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

American Express is a NerdWallet Partner

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Card details

  • Earn 20% Extra Points - Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits.

  • 2X Points at U.S. supermarkets on up to $6,000 per year in purchases (then 1X).

  • Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership.

  • $0 Balance Transfer Fee.¤ Balance transfers must be requested within 60 days of account opening.

  • 0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 14.49% to 25.49%.

  • No Annual Fee.

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee


  • Rewards rate


  • Bonus offer

    Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply.

  • Intro APR

    0% Intro on Purchases and Balance Transfers for 15 months

  • Ongoing APR

    APR: 14.49% - 25.49% Variable APR

    Penalty APR: 29.99%, Variable

    Cash Advance APR: 26.74%, Variable

  • Balance transfer fee


  • Foreign transaction fee

    2.7% of each transaction after conversion to US dollars.

Recommended credit score

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NerdWallet review

By Melissa Lambarena

Rating details


Editor's overall rating

Pros and cons

  • Decent rewards rate

  • No annual fee

  • $0 balance transfer fee for 60 days

  • Foreign transaction fee

  • Longer 0% intro APRs available elsewhere

  • Higher rewards available elsewhere

Amex EveryDay® Credit Card has long been something of an oddity — a ho-hum rewards card whose most remarkable feature was that it was the only $0-annual-fee consumer American Express card to give out travel-friendly Membership Rewards points. But once American Express added superior balance-transfer benefits to the card, it became a lot more valuable.

As you'd guess from the name — and from the bonus it gives you for using it frequently — Amex EveryDay® Credit Card is intended to be a use-everywhere, all-the-time card. As a rewards card, it still delivers mediocre value — but as a balance transfer card, it can be a ticket out of debt.

For more information, check out our full review of this card.

User Reviews

Rating Details

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