Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

on American Express's website

Blue Cash Preferred® Card from American Express

American Express is a NerdWallet Partner

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

on American Express's website

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Card details

  • Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Offer Expires 12/10/2020

  • Limited Time Offer: $0 introductory annual fee for one year, then $95. Offer Expires 12/10/2020

  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

  • 6% Cash Back on select U.S. streaming subscriptions.

  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

  • 1% Cash Back on other purchases.

  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.

  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $95

  • Rewards rate

    1%-6%

  • Bonus offer

    Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Offer Expires 12/10/2020. Terms Apply.

  • Intro APR

    0% intro APR on Purchases for 12 months

  • Ongoing APR

    APR: 13.99% - 23.99% Variable APR

    Cash Advance APR: 25.24%, Variable

    Penalty APR: 29.24%, Variable

  • Foreign transaction fee

    2.7% of each transaction after conversion to US dollars.

Recommended credit score

Compare to other cards

Annual Fee

$0 intro for the first year, then $95

Annual Fee

$0

Annual Fee

$0

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

14.99% - 23.74% Variable APR

Regular APR

14.99% - 23.74% Variable APR

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% intro APR on Purchases for 15 months

Intro APR

0% intro APR on Purchases for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Lindsay Konsko

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • Leading cash-back rewards at U.S. supermarkets

  • Rich bonus offer for new cardholders

  • Intro APR period on Purchases

Cons
  • Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee

  • American Express isn’t accepted at as many merchants as Visa or Mastercard

  • $25 minimum redemption

The Blue Cash Preferred® Card from American Express is the Nerds top pick for consumers who do the bulk of their spending on groceries and gas or commuting. With it, you'll earn 6% cash back at U.S. supermarkets, on up to $6,000 a year in spending (then 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back at U.S. gas stations and on transit (including such things as taxis, rideshares, parking, tolls, trains and buses); and 1% cash back on all other purchases. Terms Apply.

To kick off your card membership, the Blue Cash Preferred® Card from American Express comes with a welcome bonus: Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Offer Expires 12/10/2020. Terms Apply.

The Blue Cash Preferred® Card from American Express has an annual fee of $0 intro for the first year, then $95, but people who spend at least $31 per week at supermarkets yearly will see their rewards earnings surpass what they're paying in fees. For more information about this card, check out our full review here.