Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

on Chase's website

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

on Chase's website

Card details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel

  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.

  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1x-5x

  • Bonus offer

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Annual Fee

$95

Annual Fee

$0

Annual Fee

$0

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

0% on Balance Transfers for 18 months

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Erin El Issa

Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • A large bonus

  • No foreign transaction fee

  • Cool factor - metal card

  • Earn more points on travel and dining at restaurants

  • Premium travel protection benefits

Cons
  • $95 annual fee

One of our favorite travel cards on the market, the Chase Sapphire Preferred® Card offers 2X points on travel and dining at restaurants and 1 point on every $1 spent on everything else. It also has a signup bonus worth telling your friends about: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Points are best used for travel — either through the Chase Ultimate Rewards site at a rate of 1.25 cents per point, or transferred to one of Chase's travel partner programs at a rate of 1.25 to 5 cents per point.

The Chase Sapphire Preferred® Card has an $95, and no foreign transaction fees.

For more information, check out the full review of the Chase Sapphire Preferred® Card.