Chase Sapphire Preferred® Card
on Chase's website
Chase Sapphire Preferred® Card
Card details
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Rates, fees & offers
Annual fee
$95
Rewards rate
1x-5x
Bonus offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
Intro APR
N/A
Ongoing APR
APR: 15.99%-22.99% Variable APR
Cash Advance APR: 24.99%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$95 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99%-22.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Erin El Issa
Rating details
5
Editor's overall rating
Pros and cons
Pros
New cardholder bonus offer
Bonus categories
Primary rental car coverage
Flexible rewards redemption
Transfer partners
Cons
Has annual fee
Requires good/excellent credit
Complicated rewards
One of our favorite travel cards on the market, the Chase Sapphire Preferred® Card offers 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, select streaming services and online grocery purchases, 2X points on all other travel, and 1 point on every $1 spent on everything else. Each year, cardholders get a $50 credit on hotel stays purchased through Chase Ultimate Rewards®. It also has a signup bonus worth telling your friends about: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
Points are best used for travel — either through the Chase Ultimate Rewards® site at a rate of 1.25 cents per point, or transferred to one of Chase's travel partner programs at a rate of 1.25 to 5 cents per point.
The Chase Sapphire Preferred® Card has an $95 annual fee, and no foreign transaction fees.
For more information, check out the full review of the Chase Sapphire Preferred® Card.
