Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

on Chase's website

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

on Chase's website

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Card details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

  • 6,000 bonus points after your Cardmember anniversary each year.

  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.

  • 1 point per $1 spent on all other purchases.

  • No foreign transaction fees.

  • No blackout dates or seat restrictions.

  • Your points never expire.

  • Redeem your points for flights, hotel stays, gift cards, access to events, and more.

Rates, fees & offers

  • Annual fee

    $99

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$99

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.99% - 22.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Claire Tsosie

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fees

  • Anniversary bonus

  • No blackout dates or seat restrictions

Cons
  • No luxury perks

  • Can't stack points from other frequent flyer programs

  • Has annual fee, not waived for the first year

Unlike many budget airline credit cards, the Southwest Rapid Rewards® Premier Credit Card gives flyers a reason to stay loyal. The $99-annual-fee card gets you an anniversary bonus of 6,000 points every new cardmember year, regardless of how much you spend. You can also earn tier-qualifying points after hitting certain spending thresholds each calendar year. You'll get 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point per dollar spent on all other purchases.

The card also comes with a solid sign-up bonus: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. It's not a good choice for folks who don't fly with Southwest often. But for those who are loyal to the airline, it's an excellent pick.

For more information, read NerdWallet's full review.