Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
on Citibank's application
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Card details
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
No Foreign Transaction Fees
First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
Enjoy preferred boarding on American Airlines flights
The standard variable APR for Citi Flex Plan is 16.74% - 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Rates, fees & offers
Annual fee
$0 intro for the first year, then $99
Rewards rate
1x-2x
Bonus offer
Earn 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening
Intro APR
N/A
Ongoing APR
APR: 16.74%-25.74% Variable APR
Cash Advance APR: 25.99%, Variable
Penalty APR: Up to 29.99%, Variable
Balance transfer fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Foreign transaction fee
0%
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 intro for the first year, then $99 | Annual fee$99 | Annual fee$199 |
Regular APR16.74%-25.74% Variable APR | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Kevin Cash
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Rating details
4.9
Editor's overall rating
Pros and cons
Pros
Free checked bag
Early boarding
Bonus categories
Cons
Has annual fee
Rewards have limited flexibility
If you live near an American Airlines hub or fly on American regularly, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is worth checking out. The card earns:
-2 AAdvantage® miles for every $1 spent at gas stations
-2 AAdvantage® miles for every $1 spent at restaurants
-2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
It also offers a generous sign-up bonus for new customers: Earn 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening. You'll also get perks like one free checked bag per flight (for you, and up to four other travelers) and preferred boarding. Given the many opportunities to earn miles, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®’s annual fee can be worth it at $0 intro for the first year, then $99.
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® also charges no foreign transaction fee, so it's a good choice if you're traveling abroad and flying domestic.
Interested in learning more? Check out our full editorial review here.
