Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.49% - 25.49% based upon your creditworthiness*
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
Earn 2X Points on Dining Out & Entertainment
Earn 1X Points on All Other Purchases
Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
No annual fee*
Rates, fees & offers
1 point per Dollar
0% on Purchases and Balance Transfers for 15 months
APR: 15.49% - 25.49% Variable APR
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 27.24%, Variable
Balance transfer fee
3% of each balance transfer; $5 minimum.
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
No annual fee
Intro APR period on Purchases and Balance Transfers
Needs excellent credit
The Citi ThankYou® Preferred Card is designed to appeal to daters, diners and folks looking for thrills out on the town.
It earns double rewards on restaurants and entertainment, and its definition of entertainment is broad. With an annual fee of $0, the card can be a decent choice for social butterflies.
But dining and entertainment have become super-competitive categories in recent years, so even if those are your biggest spending areas, you can find many cards that offer higher rewards rates in those categories.
Plus, if you’re looking for the perks of a sign-up bonus or cash back, you’ll want to research other options
For more information, check out our full review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.