Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

on Deserve's website

Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

on Deserve's website

Card details

  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).

  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.

  • Feel secure with cell phone protection up to $600.

  • No deposit required. No annual fees.

  • No international transaction fees on purchases abroad so you can travel with confidence.

  • No Social Security Number required for international students to apply.

  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!

  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.

  • See if you prequalify with no impact to your credit score in minutes.

  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.

  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 18.74%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

18.74% Variable

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

14.99% - 23.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% intro APR on Purchases for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Melissa Lambarena

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • Qualify with limited credit

  • No annual fee

  • No foreign transaction fee

  • Earns rewards

Cons
  • High APR

  • If you have at least some credit history, better options may exist

The Deserve® EDU Mastercard for Students doesn’t require a credit history or a security deposit. International students will appreciate that it also doesn’t require a Social Security number.

The $0, and it earns an unlimited 1% cash back on all purchases. The card reports to two credit bureaus, and it offers a credit limit up to $5,000.

The ongoing APR is 18.74% Variable, which makes carrying a balance potentially expensive. But you’ll earn rewards while you build credit, a rare combination for a starter card. For more information, see NerdWallet’s full review.