SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

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Card details

  • 5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months

  • 2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back

  • 1% Unlimited Cash Back on all other qualifying purchases

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    None

  • Intro APR

    0% Intro APR on purchases and balance transfers for the 15 months

  • Ongoing APR

    APR: 11.24% - 21.24% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

11.24% - 21.24% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% Intro APR on purchases and balance transfers for the 15 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • New cardholder bonus offer

  • Relationship rewards for customers

  • Intro APR period

  • No foreign transaction fees

Cons
  • Limited availability

  • Low rewards rate

The SunTrust Cash Rewards Credit Card offers a high cash-back rate on groceries and gas, a $0 annual fee and a sizable loyalty bonus if you bank with SunTrust.

There are some caps on the bonus cash-back rates, and the card isn’t available to everyone, but eligible applicants with high food and fuel bills could have a lot to gain.