SKYPASS Visa® Secured Card

SKYPASS Visa® Secured Card

on US Bank's secure website

on US Bank's secure website

SKYPASS Visa® Secured Card

SKYPASS Visa® Secured Card

on US Bank's secure website

on US Bank's secure website

Card details

  • 5,000 SKYPASS bonus miles after your first purchase
  • 1,000 Bonus miles at renewal.
  • Earn 1 mile for every $1 you spend in eligible net purchases (purchases minus credits and returns).
  • $250,000 in Travel Accident Insurance.
  • View Rates and Fees

APR, Variable

Min APR: 17.24%, Variable

Max APR: 17.24%, Variable

Cash Advance APR: 20.99%, Variable

Pros

  • Qualify with limited / bad credit

Cons

  • Has annual fee

Rewards rate

1 mile per dollar

Annual fee

$50

Intro APR

N/A

Recommended credit score

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NerdWallet Review

Author: NerdWallet

The SKYPASS Visa® Secured Card comes with an annual fee of $50 and a credit limit of $300-$5,000, depending on how much you put down as a deposit. While the annual fee is higher that we'd like to see, $5,000 per year in spending will earn you enough Skypass miles to cancel it out. (Skypass miles are useful for flights in the Skyteam Alliance network, which includes Delta Air Lines.) And a rewards program of any kind on a card for bad credit is unusual in itself.

The APR is high, but pretty typical for a secured credit card. You can avoid paying interest entirely by paying off your balance in full every month. See our full review for more details.

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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