Card details
5,000 SKYPASS bonus miles after your first purchase
1,000 Bonus miles at renewal.
Earn 1 mile for every $1 you spend in eligible net purchases (purchases minus credits and returns).
$250,000 in Travel Accident Insurance.
Rates, fees & offers
Annual fee
$50
Rewards rate
1 mile per dollar
Bonus offer
5,000 SKYPASS bonus miles after your first purchase
Intro APR
N/A
Ongoing Apr
Min APR: 17.99%, Variable
Max APR: 17.99%, Variable
Cash Advance APR: 20.99%, Variable
Balance Transfer Fee
3%
Foreign Transaction Fee
3%
Recommended credit score
NerdWallet Review
The SKYPASS Visa® Secured Card comes with an annual fee of $50 and a credit limit of $300-$5,000, depending on how much you put down as a deposit. While the annual fee is higher than we'd like to see, $5,000 per year in spending will earn you enough Skypass miles to cancel it out. (Skypass miles are useful for flights in the Skyteam Alliance network, which includes Delta Air Lines.) And a rewards program of any kind on a card for bad credit is unusual in itself.
The APR is high, but pretty typical for a secured credit card. You can avoid paying interest entirely by paying off your balance in full every month. See our full review for more details.
The APR is high, but pretty typical for a secured credit card. You can avoid paying interest entirely by paying off your balance in full every month. See our full review for more details.
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