SKYPASS Visa® Secured Card
on US Bank's website
SKYPASS Visa® Secured Card
Card details
5,000 SKYPASS bonus miles after your first purchase
1,000 Bonus miles at renewal.
Earn 1 mile for every $1 you spend in eligible net purchases (purchases minus credits and returns).
$250,000 in Travel Accident Insurance.
Rates, fees & offers
Annual fee
$50
Rewards rate
1 mile per dollar
Bonus offer
5,000 SKYPASS bonus miles after your first purchase
Intro APR
N/A
Ongoing APR
Purchase: 18.49%, Variable
Cash Advance APR: 20.99%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%
Recommended credit score
NerdWallet review
Rating details
3.5
Editor's overall rating
Pros and cons
Pros
Qualify with limited / bad credit
Cons
Has annual fee
High APR
The SKYPASS Visa® Secured Card is a secured credit card, meaning it requires cash collateral upfront. But it offers both travel rewards and a sign-up bonus — somewhat rare benefits in the secured card realm — along with a handful of other perks.
SKYPASS is Korean Air's frequent flyer program, and the airline is part of the SkyTeam alliance, so miles earned with this card can be transferred to one of 18 other member airlines, including Delta.
But you'll have to weigh these benefits against the card's annual fee of $50. That's on top of a relatively high required minimum deposit. You can find similar credit-building cards that earn rewards without charging an annual fee. You might even qualify for an alternative credit card that requires no deposit either.
For more information, see our full review of this card.
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