- 0% Intro APR for 18 months on purchases and balance transfers, then a 16.15%-25.99% variable APR; balance transfer fees apply
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
- Free access to your FICO® Credit Score with Wells Fargo Online®
- Zero Liability protection for promptly reported unauthorized transactions
- Convenient tools to help create a budget and manage your spending with My Money Map
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
APR: 16.15% - 25.99% Variable APR
The Wells Fargo Platinum Visa® Card has some attractive features if you’re looking to pay down credit card debt, including an APR of 0% on Purchases and Balance Transfers for 18 months, and then the ongoing APR of 16.15% - 25.99% Variable APR. Its annual fee is $0.
The card also offers cell phone insurance worth up to $600 on covered damage and theft if you pay your monthly cell phone bill with your card. The coverage is subject to a $25 deductible.
The drawbacks? For the first 18 months, the card charges an introductory balance transfer fee of either $5 or 3% of the amount you're transferring, whichever is greater. After 18 months, the balance transfer fee is up to 5% for each balance transfer, with a minimum of $5. And there are no cash-back rewards on spending.
After the promotional period ends, the card also has a relatively high ongoing APR.
For more information about the card and to see whether it’s right for you, check out our full review here.
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