AARP® Essential Rewards Mastercard® from Barclays

AARP® Essential Rewards Mastercard® from Barclays

AARP® Essential Rewards Mastercard® from Barclays

AARP® Essential Rewards Mastercard® from Barclays

AARP® Essential Rewards Mastercard® from Barclays

Loading

Card details

  • Earn a $150 Cash Back Bonus after spending $500 on purchases in the first 90 days. Earn a $150 Cash Back Bonus after spending $500 on purchases in the first 90 days.

  • Earn Unlimited 2% Cash Back on Medical expenses.

  • Earn Unlimited 3% Cash Back on Gas and Drug Store purchases (excluding Target and Walmart).

  • Earn Unlimited 1% Cash Back on all other purchases.

  • Barclays will donate $10 to AARP Foundation for every new account.

  • Barclays will donate 1% of eligible purchases to AARP Foundation.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    Earn a $150 Cash Back Bonus after spending $500 on purchases in the first 90 days.

  • Intro APR

    0% intro APR on Balance Transfers for 15 billing cycles

  • Ongoing APR

    APR: 16.74%-25.74%, Variable

    Cash Advance APR: 26.24%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$0

Annual fee

$95

Annual fee

$0 intro for the first year, then $95

Regular APR

16.74%-25.74% Variable APR

Rates & Fees

Regular APR

15.99%-22.99% Variable APR

Regular APR

13.99%-23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Balance Transfers for 15 billing cycles

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out