Wyndham Rewards Earner Credit Card Review: Ideal for Frugal Travelers

Earn 5X points with Wyndham and on gas; 2X back on restaurants and at grocery stores and eligible timeshares; and 1X back on other spending. You also get elite status and a path to a free stay each year, for no annual fee.
By Kimberly Palmer and  Melissa Lambarena 

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Our Take


NerdWallet rating 
The bottom line:

This $0-annual-fee card can be a good value for occasional travelers on a budget. The anniversary points alone can get you a free night each year at Wyndham's lowest-tier properties — if you spend enough to snag that benefit.

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Wyndham Rewards® Earner℠ Card
Wyndham Rewards® Earner℠ Credit Card
Annual fee
Regular APR
19.99%, 24.24% or 29.24%, Variable APR
Intro APR
0% intro APR on balance transfers for 15 billing cycles
Rec. credit score
690-850 (Good - Excellent)


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