Best Crypto Credit Cards

The number of available crypto credit cards has shrunk in recent months, and they don't all earn rewards the same way.
Kimberly Palmer
By Kimberly Palmer 
Edited by Kenley Young

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Among rewards credit cards, the most common incentives remain cash back, points and miles. But over the past few years, credit cards that earn crypto have been cropping up — although they've become harder to find as the crypto market in general has stumbled.

These products allow you to either earn cryptocurrency directly through your spending or convert rewards into cryptocurrency.

Whether you want to join the crypto bandwagon or just add to your growing stash, earning crypto rewards with credit card spending can be a low-risk way to do that. Here are credit cards with crypto rewards that are currently available or coming soon.

Best crypto credit cards

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Brex Card

NerdWallet rating 

Card details

Rewards: The Brex Card baseline rate is 1 point per $1 spent. But if you make it your only company card, you'll earn higher rates through its Exclusive rewards program:

  • 7 points per dollar spent on rideshares and taxis.

  • 4 points per dollar on travel booked through the Brex portal.

  • 3 points per dollar on restaurants.

  • 3 points per dollar on Apple products purchased through the Brex dashboard.

  • 2 points per dollar on recurring software expenses.

  • 1 point per dollar on all other purchases.

Sign-up bonus: Get 10,000 points when you spend $3,000 on a Brex Card within your first 3 months.

Annual fee: $0.

How to earn crypto with the card

The Brex Card, which is targeted toward startups, recently added a new redemption option: As of May 12, 2021, cardholders can redeem their Brex rewards for cryptocurrency; specifically, for Bitcoin and Ethereum. The company calls it the first crypto rewards program for businesses. It's worth noting the redemption ratio: 100 points earns 70 cents worth of crypto, for a 0.7 cent value per point. The crypto rewards will be exchanged through Coinbase, a cryptocurrency exchange platform. Cardholders can also redeem points for statement credit, gift cards or travel.

🤓Nerdy Tip

The SoFi Unlimited 2% Credit Card was, in effect, the first crypto-earning rewards credit card to make it to the market, unveiling crypto as a redemption option in early May 2021. But the card no longer allows it, a SoFi representative confirmed to NerdWallet in January 2023.

Venmo Credit Card

Venmo Credit Card
NerdWallet rating 

Card details


  • 3% cash back in your top spending category for the month (from one of eight possible categories).

  • 2% back in your second-place spending category for the month (from one of the remaining seven possible categories).

  • 1% back on all other purchases, including any purchase that doesn’t fall into one of the spending categories listed below.

Sign-up bonus: None

Annual fee: $0

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How to earn crypto with the card

Cardholders of the Venmo Credit Card can opt to automatically purchase cryptocurrency using cash-back rewards earned from their card, with a feature called Cash Back to Crypto. You can choose from four cryptocurrencies to purchase: bitcoin, ethereum, litecoin or bitcoin cash. Users will then be able to choose to sell or hold their crypto through the Venmo app.

When you opt to enable the auto-purchase feature of the Cash Back to Crypto option, you won't incur an additional transaction fee. But a cryptocurrency conversion spread will be built into each monthly transaction. That means Venmo will charge a small spread (or margin) between the crypto market price and the current exchange rate. You can change which crypto you want to purchase, and the auto-purchase feature can be turned off at any time.

Gemini Credit Card

Card details


  • 3% back on dining (up to $6,000 in annual spending, then 1% back).

  • 2% back on groceries.

  • 1% back on all other purchases.

Sign-up bonus: None.

Annual fee: $0.

How to earn crypto with the card

Like the BlockFi Bitcoin Rewards card, the Gemini Credit Card earns crypto rewards automatically. The rewards are available in bitcoin as well as more than 50 other cryptocurrencies on Gemini, a cryptocurrency exchange. The card was announced in early 2021 but had a waitlist at the time. Now, applications are open to the public in all 50 states.

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