NerdWallet’s Best Credit Card Tips for June 2021

As you’re navigating June expenses and planning for travel, here's how to get more value from your credit cards.

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As more states ease coronavirus restrictions, you can finally plan that trip you’ve been postponing. Plus, you can celebrate upcoming holidays like Father's Day with less social distancing.

These events will inevitably include purchases, and your credit cards may offer some value in the form of rewards or helpful features. Here's how to make the most of them this month.

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In the excitement to spend time with friends and loved ones, it can be easy to stray from your budget. To make up for some of the cost, tap your credit cards for discounts or value.

If you’re treating dad to a meal, use a credit card that offers rewards at restaurants. The -annual-fee earns 3% back on dining, streaming services, grocery stores and entertainment. All other purchases earn 1% back.

Alternatively, you can use the card to earn rewards at the grocery store by buying a gift card to dad’s favorite restaurant.

For other possible gift ideas, log into your credit card account. Some major credit card issuers like Chase and .


This year, in-person Pride events are back. Whether you build up an appetite marching or supporting from the sidelines, a credit card that earns rewards on dining is a smart way to celebrate. You can even pick up the tab for your group and have friends pay you back to reap more rewards.

If you have a flat-rate credit card, it can also get decent value if you’re looking to make a donation or shop with brands that are donating proceeds to nonprofits that support the LGBTQ community. The , for instance, offers 2% cash back: 1% when you make a purchase and 1% when you pay it off. It has a annual fee.

While you're planning an Independence Day barbecue, consider buying food and beverages with a card that earns rewards at grocery stores. The , for instance, gets 6% back at U.S. supermarkets on up to $6,000 per year in purchases and earns rewards in other categories. It has an annual fee: . Terms apply (see ).

If you prefer a annual fee that won't go up after the first year, the earns 3% back at U.S. supermarkets on up to $6,000 spent annually and it also rewards other categories. Terms apply (see ).

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If you’ve been putting off travel during the pandemic, you may be ready to plan a much-needed getaway. The good news is that you have plenty of options when it comes to credit cards.

With an AmEx credit card, you can now using the Plan It® feature. It allows you to pay off your bill in installments with a fixed monthly fee, so you'll know how much you're paying each month. There are also plenty of  offers through airlines and travel websites that don't require an AmEx.

Taking on debt to pay for a vacation isn’t ideal, especially if you can’t afford to pay the balance off right away. But if you're taking this route, you'll save more money on interest by financing a vacation with a card that has a lengthy 0% introductory APR offer. This can allow enough time to pay off the balance.

A card like the -annual-fee  offers a . It also earns an unlimited 1.5 points per dollar spent on all purchases. You can defray some vacation costs with the card's sign-up bonus: .

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If you’re willing to hold off on planning a vacation, you may be able to take one for a significantly lower cost — or no out-of-pocket cost at all — by getting a welcome offer. In the COVID vaccine era, many credit card issuers are serving up healthy introductory offers.

Here are a few to consider:


To view rates and fees of the , see .

To view rates and fees of the , see .

To view rates and fees of the , see .

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