Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Allstate no longer sells its own life insurance. The corporation sold Allstate Life Insurance Company and subsidiaries to Blackstone Insurance Solutions in 2021. However, Allstate agents offer policies from other providers such as Protective Life, Lincoln Financial and John Hancock. Allstate continues to sell its own home, renters and auto insurance.
Allstate life insurance
Allstate offers term life insurance, universal life insurance and variable universal life insurance policies, which you can buy in person or over the phone with an Allstate agent. It also offers whole life insurance through the brokerage firm Crump.
Once purchased, policies are managed by the issuing partner. For example, if you buy a Protective Life term life policy from Allstate, your policy will be managed by Protective Life.
» MORE: Best life insurance companies
More about Allstate
Allstate offers a wide range of other insurance products, including auto, home and renters insurance. For details, see our reviews:
The company offers discounts for bundling policies together, so existing customers may find extra savings.
» MORE: Compare life insurance quotes
Life insurance buying guide
Before you start comparing companies, choose the type of life insurance you want, such as term or whole life. Decide which life insurance riders, if any, you want the policy to include. Calculate how much life insurance you need and how long you want the coverage to last. Check that the insurers you’re considering offer the coverage you’re looking for.
When comparing rates, be sure the quotes are for the same amount of coverage over the same period of time. It’s also important to make sure the policy’s medical requirements match your needs. For example, if you want to skip the life insurance medical exam but don’t mind answering health questions, confirm that the application process for each policy you're comparing aligns with that.
Price may not be the biggest driver behind your decision to buy. Look at the number of consumer complaints each company receives, as high numbers can be a red flag about the quality of service.
For more guidance, see our life insurance buying guide.