Is AAA Worth It?

AAA is a great option for drivers, but do the math to ensure it makes financial sense for you.
Whitney Vandiver
By Whitney Vandiver 
Updated
Edited by Julie Myhre-Nunes

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Responding to more than 33 million calls a year, AAA has become the standard in roadside assistance. And its popularity spans the generations, with millennials making up almost a third of its new memberships in 2019.

AAA membership not only provides assistance for stranded motorists but also offers discounts on car rentals, vacation packages, cellular service and more. Depending on where you live and the level of coverage you choose, annual AAA memberships can range from about $38-$164 for one driver.

To determine whether the cost of AAA membership is worth it, consider how you might use it, decide if you need the services and see how it could save you money when it comes to the total cost of owning a car.

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Understanding AAA auto clubs

AAA, often referred to as "Triple A," is a national company, but it offers coverage based on location. Each region has its own auto club, which provides assistance to members living in specific areas.

When you look into a AAA membership, you’ll use your ZIP code to determine which auto club covers your location. That auto club will determine the options available for you and rates for services like roadside assistance and insurance coverage.

AAA costs

AAA has a three-tiered membership structure. The pricing depends on where you live and which plan you choose.

Plan

Cost per year for primary member

Cost per year per additional member

Classic plan

$38-74.

$25-$48.

Plus plan

$60-$124.

$34-$80.

Premier plan

$77-$164.

$45-$109.

Membership plan benefits

Each plan offers different services or call-outs for a type of service. The table below is an example of the benefits for members in Texas.

Service

Classic plan

Plus plan

Premier plan

Free tow per distance

Up to 7 miles or to an independent service provider's facility (no distance limit).

Up to 100 miles.

Up to 200 miles (1 tow); up to 100 miles (3 tows).

Tow service calls per year

Up to 4.

Up to 4.

Up to 4.

Fuel delivery

Free delivery; you pay for fuel.

Free fuel and delivery.

Free fuel and delivery.

Locksmith service

$60 toward parts and labor.

$100 toward parts and labor.

$150 toward parts and labor.

Winching service*

One service vehicle/driver.

Two service vehicles/drivers.

Two service vehicles/drivers.

Rental car

Discount when towed in the same territory.

Discount and upgrade in same territory.

One-day complimentary midsize rental.

Flat tire repair

Included.

Included.

Included.

Battery service

Included.

Included.

Included.

* Extrication of snowbound or flooded vehicles isn't covered by these plans.

Additional fees

While AAA will cover all drivers in your family, each driver must be individually enrolled in your plan. And each enrollment comes with a small jump in price.

The primary driver — the person first enrolled — is covered for the advertised base price. An additional adult, known as an associate member, can be added to a plan. Dependents who are younger than 26 and live with you or are full-time students can be added as dependent associate members. The rate you're charged for additional members will depend on your location and plan.

You might be charged an admission fee as a new member for your first year. This is on top of your annual dues.

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