What Credit Score Do You Need For a Personal Loan?
Your credit score is one — but not the only — factor that lenders use to decide your rate and loan amount.
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The credit score you need to qualify for a personal loan varies across lenders. Many give preference to borrowers with good or excellent credit scores (690 FICO and above), but there are some lenders that accept borrowers with bad credit (below 630).
Qualifying rests largely on your creditworthiness, which is usually a combination of your income, credit history and credit score. Use the calculator below to learn what loan options you may have based on your credit score.
» MORE: Personal loans for fair credit
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