Business Credit Scores: What They Are, Where to Get Yours

Business credit scores tell lenders and suppliers how likely you are to repay them in a timely fashion.
Kelsey Sheehy
Claire Tsosie
By Claire Tsosie and  Kelsey Sheehy 
Edited by Ryan Lane
Business Credit Score 101-story

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Nerdy takeaways
  • A business credit score helps lenders assess the financial risk of working with your business.

  • Better scores can lead to better terms on products like business loans or business insurance.

  • Creditors get business credit scores from multiple reporting agencies — and each bureau has multiple scores.

  • Compared to personal credit scores, there are fewer ways to get your business score for free.

  • Business owners should stay on top of their scores to ensure all information is as accurate as possible.

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