6 Best Credit Cards With Priority Pass
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Priority Pass Select membership is one of those great travel perks that has become more ubiquitous with a rise in premium rewards credit cards. Having access to over 1,400 airport lounges worldwide means having a quiet respite from busy airport terminals and enjoying free snacks, drinks and even full meals.
Why wouldn’t someone want that in their travel toolbelt? If you’re looking for a card with Priority Pass access, here are our top picks:
1. Capital One Venture X Rewards Credit Card
By far, the Capital One Venture X Rewards Credit Card is currently one of the best credit cards for airport lounge access. It offers Priority Pass access with unlimited visits per year for you and your guests at more than 1,300 participating lounges around the world. Just note that Priority Pass access with the Capital One Venture X Rewards Credit Card does not include access to the Priority Pass restaurant locations, which may be a dealbreaker for some.
Beyond Priority Pass lounges, the Capital One Venture X Rewards Credit Card also gets you access to the growing number of Capital One lounges opening all over the U.S. Plus, it gets you into more than 100 Plaza Premium lounges, including select Virgin Atlantic Clubhouses. All of this access comes at a much lower annual fee than its premium card competitors at only $395 per year.
2. Chase Sapphire Reserve®
The Chase Sapphire Reserve® has a $550 annual fee that might be tough for a lot of folks to swallow, especially since the card recently lost access to the discount at restaurants participating in Priority Pass in July 2024.
However, the Chase Sapphire Reserve® is still rated one of our top rewards credit cards and you can get lots of great travel perks and value out of it beyond the Priority Pass Select membership.
3. U.S. Bank Altitude™ Reserve Visa Infinite® Card
The U.S. Bank Altitude™ Reserve Visa Infinite® Card comes with eight Priority Pass visits per year. Unlike American Express, U.S. Bank has not discontinued restaurant credits as part of the Priority Pass Select membership. So if you're at an airport with subpar club lounges but a few decent restaurant options, this benefit gives you more choices.
In addition to the ability to use the membership at airport restaurants, the U.S. Bank Altitude™ Reserve Visa Infinite® Card is a more economic option when compared to the higher annual fee cards on this list. Cardholders get up to $325 in annual travel statement credits. That takes a huge chunk out of the card’s $400 annual fee.
As an added bonus, this credit applies to a wide variety of travel, including airfare, hotels, car rental companies, trains, taxis and more. That makes it much more versatile than the credits on the AmEx Platinum cards, which are limited to specific chosen airlines.
All mobile wallet purchases on this card earn 3x points and cardholders also receive 12 Gogo in-flight Wi-Fi credits every year. That, combined with the $100 Global Entry fee credit every four years makes this card an excellent value if you’re looking for Priority Pass Select access at under $500 per year.
» Learn more: 9 best Priority Pass restaurants
4. Marriott Bonvoy Brilliant® American Express® Card
Post-merger Marriott hasn’t been the most exciting rewards program, but it continues to make strides with the introduction of off-peak pricing. Granted, this also means there’s now peak pricing, but let’s view the glass half full.
The Marriott Bonvoy Brilliant® American Express® Card is still a good option for Priority Pass Select membership if you’re a Marriott loyalist.
The card has a $650 annual fee and comes with a $300 statement credit per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide. Enrollment required. You even get complimentary Platinum elite status. Terms apply.
If you can make use of these benefits, the Marriott Bonvoy Brilliant® American Express® Card can be a great way to secure Priority Pass Select membership. Terms apply.
5. The Business Platinum Card® from American Express
With a $695 annual fee, The Business Platinum Card® from American Express is the most expensive option for securing Priority Pass access (enrollment required).
The card does offer lots of premium benefits to make it worthwhile: A $200 annual airline fee credit (enrollment required), generous category bonuses, Gold elite status with Marriott Bonvoy and Hilton Honors™ Gold Status (enrollment required) and Global Entry fee credit, to name a few. Terms apply.
What puts this card over the top is that it also includes access to the exclusive Centurion Lounge network and Delta Sky Club (when flying Delta or via Priority Pass).
So even though Priority Pass Select membership through this card excludes restaurants, you have plenty of other options. The reason it ranks so low is because the annual fee is quite hefty and not everyone can justify it in spite of the perks. Enrollment required. Terms apply.
6. The Platinum Card® from American Express
The Platinum Card® from American Express is similar to the business version, except with a lower annual fee set at $695.
It has many of the same travel perks as The Business Platinum Card® from American Express, including the $200 airline fee credit and Priority Pass Select membership (enrollment required).
The same restaurant exclusion applies, and we think that at such a high annual fee there are better options if you’re solely after Priority Pass Select membership.
Terms apply.
» Learn more: American Express Platinum review: Luxury isn’t cheap
More advice on cards with Priority Pass
Which credit cards offer Priority Pass?
Here's a full list of all of your card options if the goal is to have access to Priority Pass lounges.
Card | Annual fee | Number of Priority Pass visits and guest access | Includes Priority Pass restaurant discount |
---|---|---|---|
$550. | No set limit of visits for the cardholder and two guests. | No. | |
$695. | No set limit of visits for the cardholder and two guests. | No. | |
$695. | No set limit of visits for the cardholder and two guests. | No. | |
$650. | No set limit of visits for the cardholder and two guests. | No. | |
$550. | No set limit of visits for the cardholder and two guests.* | No. | |
$150. | 10 complimentary visits*; $35 per person for additional visits. | No. | |
$0 intro for the first year, then $95. | Four complimentary visits; $35 per person for additional visits. | No. |
Which is the cheapest credit card with Priority Pass?
The U.S. Bank Altitude® Connect Visa Signature® Card charges only $0 intro for the first year, then $95 for its four annual Priority Pass Select visits. Like the U.S. Bank Altitude™ Reserve Visa Infinite® Card, its membership tier includes restaurant credits. Not all credit cards get perks at Priority Pass restaurants, so this is an added bonus.
Of the premium travel cards, the cheapest personal credit card with Priority Pass is the Capital One Venture X Rewards Credit Card at $395.
Other lounge access cards
If Priority Pass won't scratch your lounge itch, consider these other credit cards that offers lounge access.
Credit card | Lounge access |
---|---|
American Airlines’ Admirals Club and partner lounges, including lounges operated by Oneworld carriers | |
Priority Pass Select lounges | |
Delta Sky Club, as well as American Express Centurion® Lounges and Escape Lounges when flying on a Delta ticket purchased with the card* | |
The American Express Global Lounge Collection, which includes the Centurion® Lounge, International American Express Lounges, Delta Sky Club, Priority Pass Select, Airspace and Escape Lounges | |
Priority Pass Select lounges | |
United Club and participating Star Alliance lounges | |
As of June 2024 |
Effective 2/1/25, Reserve Card Members will receive 15 visits per year to the Delta Sky Club. To earn an unlimited number of visits each year, the total eligible purchases on the Card must equal $75,000 or more the previous year. To earn unlimited visits in 2025, you’ll need to spend this amount between 1/1/24 and 12/31/24.
What are the Priority Pass lounge locations?
There are more than 40 destinations within the U.S. that offer a Priority Pass lounge. Here's the full list.
» Learn more: The guide to cards with Priority Pass
To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page. To view rates and fees of The Business Platinum Card® from American Express, see this page. To view rates and fees of the Hilton Honors American Express Surpass® Card, see this page. To view rates and fees of The Platinum Card® from American Express, see this page.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Wells Fargo Autograph℠ Card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
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