Chase Freedom Unlimited Is Now a Must-Have for Sapphire Cardholders

Alex CramerJul 24, 2020
Chase Freedom Unlimited now a must have for Sapphire cardholders

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Chase Sapphire cards are often a go-to credit card for travel enthusiasts, regardless of airline or hotel loyalties. With high sign-up bonuses and lucrative bonus spending categories, it's easy to stack up Chase Ultimate RewardsⓇ points.

However, if you have a Chase Sapphire card only, then you’re potentially missing out on major earning opportunities. Chase offers a wide and varied selection of rewards cards, but the enhanced benefits added to the could make it the perfect card to pair with your or .

One of the strengths of the Chase Ultimate Rewards® program is how easy it is to transfer points from one card to another, which allows you to take advantage of redemption perks that exist on some cards but not on others.

The offers 1% back on grocery store purchases but comes with the added benefit that Chase Ultimate Rewards® points redeemed through the travel portal will receive a 50% bonus. This is where having both cards and taking advantage of the transfer options becomes valuable.

If you were to earn 60,000 points on the , you would earn $600 cash back. Then, if you transferred your points from your to your , those 60,000 points would be worth 90,000 points if you redeem them through the Chase travel portal.

For comparison sake, a typical sign-up bonus for a Chase Ultimate Rewards® earning personal credit card ranges from 50,000-60,000 points. This spending bonus alone could net you upwards of 1.5x a typical sign-up bonus.

If you haven’t splurged for the yet but have a instead, you can (and should) take advantage of your points with the . The math just changes a bit: Instead of your points being worth 1.5x in the Chase travel portal, they are worth 1.25x. So if you got 60,000 points and used them in the travel portal, they’d be worth 75,000 points.

Another important feature of the is that it's a no-fee card. That means you can try this card and not have to worry about earning enough points to exceed the value of an annual fee.

The  still retains all of the benefits that made it such a valuable card previously. All purchases still earn 1.5% cash back and the card also features a sign-up bonus:

You can also take this bonus as Chase Ultimate Rewards® points, which has a value of up to 30,000 points if transferred to the .

You can’t be a savvy Chase Ultimate Rewards® collector if you only have one Chase card in your rotation. If you want to get the most value back for the money you spend, then you need to take advantage of every perk and benefit that Chase Ultimate Rewards® has to offer.

Signing up for the no-fee  is an easy and free way to accelerate your rewards collecting so you can get the points you need for future travel.

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the , including those best for:

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