Mobile point-of-sale (POS) systems give you the flexibility to process sales from a tablet, phone or other handheld device. Compared with countertop POS systems that let you process customer transactions from only one location, mobile POS systems provide additional convenience, whether you run a restaurant that accepts payments tableside or a retail store branching out beyond its brick-and-mortar location.
To choose the right mobile POS system for your business, consider your specific industry needs, as well as software, hardware and payment processing costs. Here are some of our top mobile POS system picks:
- Square: Best overall mobile POS system.
- Lightspeed: Best mobile POS system for retail.
- Toast: Best mobile POS system for restaurants.
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Best Mobile POS Systems
Best Mobile POS Systems
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Pros
- No monthly software fees.
- No long-term contract or termination fees.
- Offers volume discounts for businesses whose monthly credit card volume surpasses $50,000.
- Interchange-plus processing rates can help businesses save money.
Cons
- Some hardware, like barcode scanners and cash drawers, are only available through a third-party provider.
- No full POS register options.
Pros
- No monthly software fees.
- No long-term contract or termination fees.
- Offers volume discounts for businesses whose monthly credit card volume surpasses $50,000.
- Interchange-plus processing rates can help businesses save money.
Cons
- Some hardware, like barcode scanners and cash drawers, are only available through a third-party provider.
- No full POS register options.
Monthly fee
$0.00
and up.
Learn more
on Square's website
Pros
- Free plan option available.
- Offers helpful related services, like payroll, that integrate closely with its POS system.
- No long-term contracts or termination fees.
- All plans include a free online store.
Cons
- Can’t run on Windows devices.
- Complex industries might prefer a more specialized system.
Pros
- Free plan option available.
- Offers helpful related services, like payroll, that integrate closely with its POS system.
- No long-term contracts or termination fees.
- All plans include a free online store.
Cons
- Can’t run on Windows devices.
- Complex industries might prefer a more specialized system.
Monthly fee
$39.00
and up for e-commerce plans with POS Lite; Can upgrade to POS Pro for an extra $89.
Learn more
on Shopify's website
Pros
- No long-term contracts or termination fees.
- All plans include an online store.
- Built specifically for online sellers.
- 24/7 chat support.
Cons
- No free plan options.
- Cannot process cards in offline mode.
Shopify Retail POS
Best for Online-first businesses
Monthly fee
$39.00
and up for e-commerce plans with POS Lite; Can upgrade to POS Pro for an extra $89.
Learn more
on Shopify's website
Pros
- No long-term contracts or termination fees.
- All plans include an online store.
- Built specifically for online sellers.
- 24/7 chat support.
Cons
- No free plan options.
- Cannot process cards in offline mode.
Monthly fee
$0.00
and up.
Learn more
on Clover's website
Pros
- Free plan available if you’re only using a mobile card reader.
- 24/7 phone support.
- All restaurant plans include no-fee online ordering, and retail plans let you integrate with existing online stores.
- Offers a variety of plans tailored to six specific types of businesses.
- Can pair POS systems with third-party payment processors.
Cons
- Promotions require a three-year contract.
- May be subject to early termination fees if you use Clover as your payment processor.
- Online payment processing rates are more expensive than competitors.
Clover POS
Best for Working with third-party processors
Monthly fee
$0.00
and up.
Learn more
on Clover's website
Pros
- Free plan available if you’re only using a mobile card reader.
- 24/7 phone support.
- All restaurant plans include no-fee online ordering, and retail plans let you integrate with existing online stores.
- Offers a variety of plans tailored to six specific types of businesses.
- Can pair POS systems with third-party payment processors.
Cons
- Promotions require a three-year contract.
- May be subject to early termination fees if you use Clover as your payment processor.
- Online payment processing rates are more expensive than competitors.
Payment processing fees
2.49% + $0.15
if you buy hardware upfront; 3.09% + $0.15 for pay-as-you-go option.
Monthly fee
$0.00
Starter Kit; $69 Point of Sale plan; custom Build Your Own plan.
Learn more
on Toast's website
Pros
- Free plan available for restaurants with up to two POS terminals.
- 24/7 phone and web messaging support.
- Offers helpful related services, like payroll and team management software, that integrate closely with its POS system.
- Built specifically for restaurants with in-house delivery platform available, among other industry-specific features.
Cons
- Requires a two-year contract and charges early termination fees.
- Online payment processing rates are more expensive than competitors.
- Charges setup fee, and offline mode includes hidden cost of backup router.
- Online ordering and accounting integrations cost extra.
Toast POS
Best for Restaurants
Payment processing fees
2.49% + $0.15
if you buy hardware upfront; 3.09% + $0.15 for pay-as-you-go option.
Monthly fee
$0.00
Starter Kit; $69 Point of Sale plan; custom Build Your Own plan.
Learn more
on Toast's website
Pros
- Free plan available for restaurants with up to two POS terminals.
- 24/7 phone and web messaging support.
- Offers helpful related services, like payroll and team management software, that integrate closely with its POS system.
- Built specifically for restaurants with in-house delivery platform available, among other industry-specific features.
Cons
- Requires a two-year contract and charges early termination fees.
- Online payment processing rates are more expensive than competitors.
- Charges setup fee, and offline mode includes hidden cost of backup router.
- Online ordering and accounting integrations cost extra.
Monthly fee
$109.00
for Basic plan, $179 for Core plan, $339 for Plus plan.
Learn more
on Lightspeed's website
Pros
- Includes detailed inventory management tools for creating product variants.
- No long-term contracts.
- 24/7 live chat support.
- Generate unlimited barcode labels.
Cons
- No free plan options.
- Accounting integrations are only available in Core and Plus plans.
- Can’t process card payments in offline mode.
Lightspeed Retail POS
Best for Retail
Monthly fee
$109.00
for Basic plan, $179 for Core plan, $339 for Plus plan.
Learn more
on Lightspeed's website
Pros
- Includes detailed inventory management tools for creating product variants.
- No long-term contracts.
- 24/7 live chat support.
- Generate unlimited barcode labels.
Cons
- No free plan options.
- Accounting integrations are only available in Core and Plus plans.
- Can’t process card payments in offline mode.
Payment processing fees
N/A
Quote-based.
Monthly fee
$69.00
and up.
Learn more
on TouchBistro's website
Pros
- 24/7 phone, chat and email support.
- Includes restaurant-specific features, like table and menu management.
- Optional profit management system provides tools for improving margins.
- As a hybrid POS system, TouchBistro can operate without the cloud. Offline capabilities include accepting payments, taking orders, editing menus and managing staff.
Cons
- Payment processing rates are quote-based, making them difficult to compare to the competition.
- Contracts are automatically renewed and can't be terminated early.
- No free plan options and charges setup fee.
- Ability to accept online orders costs extra.
TouchBistro
Best for Cafes and food trucks
Payment processing fees
N/A
Quote-based.
Monthly fee
$69.00
and up.
Learn more
on TouchBistro's website
Pros
- 24/7 phone, chat and email support.
- Includes restaurant-specific features, like table and menu management.
- Optional profit management system provides tools for improving margins.
- As a hybrid POS system, TouchBistro can operate without the cloud. Offline capabilities include accepting payments, taking orders, editing menus and managing staff.
Cons
- Payment processing rates are quote-based, making them difficult to compare to the competition.
- Contracts are automatically renewed and can't be terminated early.
- No free plan options and charges setup fee.
- Ability to accept online orders costs extra.
Pros
- No long-term contract or termination fees.
- Accepts a variety of payment types, including Venmo and PayPal payments.
- Inexpensive card reader with a keypad, plus built-in payment processing and a free mobile app lets you quickly accept in-person payments on the go.
- Low in-person processing fees for a flat-rate processor.
Cons
- Accepting online transactions involves additional monthly fees, depending on your gateway.
- No offline mode.
Pros
- No long-term contract or termination fees.
- Accepts a variety of payment types, including Venmo and PayPal payments.
- Inexpensive card reader with a keypad, plus built-in payment processing and a free mobile app lets you quickly accept in-person payments on the go.
- Low in-person processing fees for a flat-rate processor.
Cons
- Accepting online transactions involves additional monthly fees, depending on your gateway.
- No offline mode.
Square POS
Best overall mobile POS system
Why we like it: Square works well for a variety of business types, including retail and restaurants. It offers free software, and many of its hardware options work with the phone or tablet you already have, which can be helpful for new businesses looking to get started on a budget. Like the Clover Flex, the Square Terminal is an all-in-one device that includes an internal printer, but Square’s is $300 cheaper. Read our full Square POS review.
- $0 for Square POS, Restaurant, Retail and Appointments Free plans.
- $29 for Square Appointments Plus plan.
- $69 for Square Appointments Premium and Square Restaurants Plus plans.
- $89 for Square Retail Plus plan.
- $165 for Square Restaurant Premium plan.
- Custom pricing for Square Retail plan.
- $0 for Square magstripe-only card reader ($10 for each additional reader) or if using Tap to Pay for iPhone (iPhone not included).
- $59 for Square Reader contactless and chip card reader.
- $149 for Square Stand iPad POS or Square Stand Mount (iPad not included; monthly financing available).
- $149 for Square Kiosk for self-serve ordering.
- $299 for Square Terminal mobile card reader with built-in printer (monthly financing available).
- $399 for Square Handheld portable POS system with built-in barcode scanner (monthly financing available).
- $799 for Square Register two-screen system (monthly financing available).
- 2.6% plus 15 cents for in-person transactions with all free plans.
- 2.6% plus 10 cents for in-person transactions with paid restaurant plans.
- 2.5% plus 10 cents for in-person transactions with paid retail and appointments plans.
- 2.9% plus 30 cents for online transactions.
- 3.5% plus 15 cents for manually keyed transactions.
- 3.3% plus 30 cents for invoices.
Clover POS
Best for working with third-party processors
Why we like it: The mobile Clover Flex is an all-in-one device that includes an internal printer, which sets it apart from many other standalone POS devices. The economical Clover Go system lets you swipe, tap and dip cards with one small device — something Square’s smallest devices don’t do. The Clover card processing rate at higher plan levels is among the best flat rates, although it comes with a larger monthly fee. Read our full Clover POS review.
- $0 for Clover Go Payments, Retail Starter and Personal Services Starter plans.
- $14.95 for Clover Go Essentials, Professional Services Starter, and Standard and Home & Field Services Starter and Standard plans.
- $84.95 for Retail Standard and Professional, Personal Services Standard and Advanced, and Home & Field Services Advanced plans.
- $89.95 for Full-Service Dining Starter and Quick-Service Dining Starter and Standard plans.
- $104.90 for Retail Advanced plan.
- $109.90 for Full-Service Dining Standard and Quick-Service Dining Advanced plans.
- $129.85 for Full-Service Dining Advanced plan.
- $199 for chip, swipe and contactless Clover Go card reader.
- $349 for countertop card reader.
- $749 for Clover Flex mobile POS with receipt printer.
- $699 for slimmer Flex Pocket with no printer.
- $849 for Clover Mini POS.
- $799-$899 + $25 per month for kitchen display system.
- $1,799 for Clover Station Solo.
- $1,899 for Clover Station Duo.
- $3,499 + $34.95 per month for self-ordering kiosk.
- 2.3% plus 10 cents for in-person transactions on Full-Service and Quick-Service Restaurant plans.
- 2.5% plus 10 cents for in-person transactions on Retail Standard and Advanced plans, Professional and Personal Services Standard and Advanced plans, and the Home and Field Services Advanced plan.
- 2.6% plus 10 cents for in-person transactions on the Retail and Personal Services Starter plans and the Home and Field Services Standard plan.
- 3.5% plus 10 cents for online or keyed-in transactions.
Toast
Best for restaurants
Why we like it: Toast is built specifically for the restaurant industry, which is evident in the details found throughout the hardware and software it offers. The mobile Toast Go 2, an all-in-one device, is designed to last all day without a recharge, is durable and spill-resistant, and works well in dim indoor settings as well as outdoors. It can process chip, swipe and contactless payments, and it makes sharing information with the kitchen easier with multiple-language support. Read our full Toast POS review.
- $0 for Starter Kit plan.
- $69 Point of Sale plan.
- Custom plans available.
- $494.10 for Handheld Starter Kit (but $0 if you agree to a higher processing fee).
- $1,123.20 for Countertop Starter Kit (but $0 if you agree to a higher processing fee).
- $1,438.20 for Guest Self-Service Starter Kit (but $0 if you agree to a higher processing fee).
- 3.09-3.69% plus 15 cents per transaction, if you choose a pay-as-you-go plan.
- 2.49% plus 15 cents for card-present transactions, if you pay for hardware upfront.
- 3.50% plus 15 cents for card-not-present transactions, if you pay for hardware upfront.
PayPal Zettle
Best for alternate payment options
Why we like it: PayPal Zettle offers a well-rounded POS system that is low cost and doesn’t require a long commitment. Also, the system’s ability to accept payments via QR code for PayPal and Venmo can be a convenience for you and your customers. Payment processing fees are quite competitive, especially if you do a lot of in-person business. The POS app is free to download, and there’s no monthly fee or contract to use it — you just pay per transaction. Read our full PayPal Zettle review.
$0.
- $29 for first card reader; additional readers cost $79. Price includes USB cable.
- $199 for terminal only.
- $239 for terminal with barcode scanner built in.
- $229 for Store Kit Mini (tablet stand with card reader and dock).
- $339 for Store Kit Portable kit with mobile card reader and printer.
- $479 for Store Kit Standard (tablet stand, card reader, dock and printer).
- $699 for Store Kit Plus (adds barcode scanner).
- 2.29% plus 9 cents for in-person and QR code transactions.
- 3.49% plus 9 cents for manual-entry card transactions.
- 2.99% plus 49 cents for invoicing (payment made with card).
- 3.49% plus 49 cents for invoicing (payment made with PayPal).
Lightspeed POS
Best for retail
Why we like it: Lightspeed’s best retail features are accessible by mobile app and can enhance your experience as a business owner. With its cloud-based software, you can check out customers on the spot, track sales and employee hours, and manage inventory on the go from your iPad. Read our full Lightspeed POS review.
Lightspeed offers three different plans for retail stores:
- $109 for Basic plan ($89 if billed annually).
- $179 for Core plan ($149 if billed annually).
- $339 for Plus plan ($289 if billed annually).
Pricing for Lightspeed's iPad and desktop hardware kits is quote-based. Individual hardware products are listed in Lightspeed's online store:
- $79 for Mobile Tap V2 card reader.
- $199 for iPad swivel stand.
- $329 for WisePOS E countertop reader.
- $429 for Lightspeed Lite Server for data backup and offline mode functionality.
- 2.6% plus 10 cents per in-person transaction.
- 2.9% plus 30 cents for online transactions.
TouchBistro
Best for cafes and food trucks
Why we like it: TouchBistro offers a POS system that is built for different types of food businesses, including restaurants, cafes and food trucks. Its hybrid system will work even if Wi-Fi is down or spotty, making it ideal for offsite or mobile ordering. TouchBistro also has a customer relationship management system that can track customer preferences. It can be run from an iPad and integrated with pre-existing hardware. Read our full TouchBistro POS review.
- $69 and up for base plan.
- Additional features (e.g., gift cards, online ordering, loyalty program, reservations and marketing) are quote-based.
Quote-based.
Quote-based if you use TouchBistro Payments; can also choose from third-party payment processors.
Helcim POS
Best for high sales volume
Why we like it: On top of its interchange-plus payment processing rates, Helcim’s volume discounts could be a plus for businesses processing more than $50,000 in credit card transactions each month. And unlike some competitors’ card readers, Helcim’s reader includes a PIN pad, screen and countertop stand. You can also download its free POS app on a tablet or iPad. Read our full Helcim review.
$0.
- $99 for a mobile card reader (with stand).
- $329 for a stand-alone terminal with built-in thermal printer (or 12 monthly payments of $30).
- Interchange plus 0.4% and 8 cents per in-person transaction (if $50,000 or less in monthly card transactions).
- Interchange plus 0.5% and 25 cents per online or manually keyed transaction (if $50,000 or less in monthly card transactions).
- 0.5% plus 25 cents for ACH payments (capped at $6).
» MORE: Best free POS options
Shopify Retail POS
Best for online-first businesses
Why we like it: Shopify helps business owners build a solid foundation online, but it also offers POS software features and hardware options for stores that make sales in-person, whether it’s at a pop-up or permanent brick-and-mortar location. All plans include a free Shopify POS app, inventory tracking and 24/7 support. Read our full Shopify POS review.
Shopify e-commerce plans:
- $29 for Shopify Basic when billed annually (or $39 when paid monthly).
- $79 for regular Shopify when billed annually (or $105 when paid monthly).
- $299 for Shopify Advanced when billed annually (or $399 when paid monthly).
- Custom pricing for Shopify Plus.
- All e-commerce plans come with POS Lite for selling in-person. Upgrading to POS Pro for brick-and-mortar businesses costs an extra $89 per location.
Shopify’s alternative solutions for mainly selling in-person:
- $5 for Starter plan, which includes one POS Lite location.
- $79 (when billed annually) for Retail plan, or $89 when paid monthly; includes one POS Pro location.
- $49 for Tap & Chip card reader.
- $219 for Tap & Chip countertop kit (iPad not included).
- $349 for Shopify POS terminal.
- $459 and up for POS terminal countertop kits.
- 2.5%, 2.7% or 2.9% plus 30 cents for online payments for Advanced, Shopify or Basic plan, respectively.
- 2.4%, 2.5% or 2.6% plus 10 cents for in-person payments for Advanced, Shopify or Basic plan, respectively.
A mobile POS system allows business owners to make sales with a portable card reader from anywhere, whether it’s tableside, at a pop-up event or in store. For a brick-and-mortar retail business, most sales will be done at the counter on a POS system with a terminal, cash drawer and receipt printer. Mobile POS systems are convenient for sales that happen anywhere else beyond the counter.
A mobile POS system includes the software that allows you to track sales and sync with the rest of your business software ecosystem and the mobile device hardware. Depending on your system, the POS hardware could be an iPad or iPhone, Android tablet or branded mobile device that you buy through the mobile POS provider.
If your business already uses a countertop POS system, then you’ll first want to explore the mobile POS options from that provider. Adding mobile functionality is typically straightforward: You’ll typically download your existing software onto a mobile device such as a tablet or purchase a mobile hardware package from the provider.
If you’re choosing a POS system for the first time, here are some other factors to think about before making a decision:
- Your industry. Restaurants that want to process sales tableside will require different features than retailers selling at pop-ups. POS system providers usually brand themselves as solutions for a particular industry.
- Software costs. If you need only the basics, look for a mobile POS system that offers a free software plan. And make sure to read the fine print to find out whether you’ll be locked in a contract.
- Payment processing costs. Payment processing costs vary from one mobile POS system to the next. Some integrate with third-party payment processing companies, while others only use their in-house option. Consider your sales volume and which types of payments you’d like to be able to accept.
- Hardware compatibility. Maybe you already have a tablet that you’d like to turn into a mobile POS system. Some mobile POS system providers are compatible with iOS and/or Android devices, but you’ll probably still have to buy a card reader. Other providers only offer their own proprietary hardware options. While the latter might be costly upfront, those devices often come with convenient features, like barcode scanners and receipt printers.
Last updated on July 25, 2024
Methodology
NerdWallet’s point-of-sale systems provider ratings reward companies whose products and services are priced well and work in a variety of payment scenarios, among other criteria. Ratings are based on weighted averages of scores in several categories, including cost, system capabilities, contract requirements, customer service and integrations and add-ons. Learn more about how we rate point-of-sale (POS) systems providers.
These ratings are a guide, but services, hardware and pricing can vary widely from business to business and provider to provider. We encourage you to shop around and compare several providers.
NerdWallet does not receive compensation for any reviews. Read our editorial guidelines.