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5 Best Toast Competitors for Small Businesses

Toast alternatives include TouchBistro, Square, SpotOn and more.
By Olivia Chen
Last updated on June 16, 2023
Edited bySally Lauckner
Fact checked and reviewed

⏰ Estimated read time: 6 minutes

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Toast is a point-of-sale, or POS, system built with restaurants in mind. It tops NerdWallet’s list for best restaurant POS systems due to its comprehensive hardware, affordable software plans and customer service. Although Toast is a standout for many types of restaurants, you may be looking for specific features that make another POS system a better fit for your business. Let’s take a look at Toast’s top alternatives.

FEATURED

 
Square
Square

Square Restaurant POS

NerdWallet Rating 
5.0

Best Toast Competitors for Small Businesses From Our Partners

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Estimates assume an average interchange fee of 1.81% + $0.10, based on our latest available data. Estimates provided reflect online and in-person transactions, but exclude any keyed transactions. Estimates are based on the lowest monthly plan and processing fees for each provider.

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Square Restaurant POS

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on Square Restaurant POS's secure website

Get an estimated monthly cost for your business.
5.0/5

Best for Free option

In-person: 2.6% + $0.10

Online: 2.9% + $0.30

$0.00

Free plan; $60 Plus plan; Custom plan available.

Get an estimated monthly cost for your business.
Learn more

on Square Restaurant POS's secure website

Clover POS

Learn more

on Clover POS's secure website

4.0/5

Best for Hardware

In-person: 2.3% + $0.10

Online: 3.5% + $0.10

$14.95

and up.

Learn more

on Clover POS's secure website

SpotOn Restaurant

Learn more

on SpotOn Restaurant's secure website

4.0/5

Best for Customizable restaurant POS system

1.99% + $0.25

For most cards in paid plans.

$0.00

and up.

Learn more

on SpotOn Restaurant's secure website

Lightspeed Restaurant POS

Learn more

on Lightspeed Restaurant POS's secure website

3.5/5

Best for Inventory management

In-person: 2.6% + $0.10

Online: 2.9% + $0.30

$69.00

Starter plan; $189 Essential plan; $399 Premium plan.

Learn more

on Lightspeed Restaurant POS's secure website

TouchBistro

Learn more

on TouchBistro's secure website

3.5/5

Best for Small restaurants and food trucks

N/A

Quote-based.

$69.00

and up.

Learn more

on TouchBistro's secure website

Our pick for

Free option

Square Restaurant POS

Learn more

on Square Restaurant POS's secure website

Monthly fee
$0.00

Free plan; $60 Plus plan; Custom plan available.

Our pick for

Hardware

Clover POS

Learn more

on Clover POS's secure website

Monthly fee
$14.95

and up.

Our pick for

Customizable restaurant POS system

SpotOn Restaurant

4.0
NerdWallet rating 
Learn more

on SpotOn Restaurant's secure website

Payment processing fees
1.99% + $0.25

For most cards in paid plans.

Monthly fee
$0.00

and up.

Our pick for

Inventory management

Lightspeed Restaurant POS

Learn more

on Lightspeed Restaurant POS's secure website

Monthly fee
$69.00

Starter plan; $189 Essential plan; $399 Premium plan.

Our pick for

Small restaurants and food trucks

TouchBistro

Learn more

on TouchBistro's secure website

Payment processing fees
N/A

Quote-based.

Monthly fee
$69.00

and up.

TouchBistro

Our pick for: Best for small restaurants and food trucks
Monthly POS software fee:
  • $69 for base plan.
  • $25 for gift cards feature.
  • $50 for online ordering feature.
  • $99 for loyalty features or marketing features.
  • $229 for reservations feature.
Hardware cost: Quote-based.
Payment processing cost: Quote-based if you use TouchBistro Payments; can also choose from third-party payment processors.
Why we like it: TouchBistro is a solid POS option for many types of food-service businesses, including bars, breweries, fine-dining restaurants and more. However, several features function particularly well for food trucks and smaller cafes that do a lot of outdoor, flexible ordering. It offers optimized customizable menus and tax summary reports if you move around to areas with different sales tax rates. And its hybrid system allows you to maintain functionality in the event of an internet outage or spotty connection. Read our full TouchBistro POS review.

SpotOn

Our pick for: Best customizable restaurant POS system
Monthly POS software fee:
  • $0 for Quick Start plan.
  • $99 for Counter-service plan, plus $3 per employee.
  • $135 for Full-service plan, plus $3 per employee.
  • Custom pricing available as well.
Hardware cost:
  • $850 for the Counter POS.
  • $750 for the Station POS.
  • $600 for the KDS.
  • Other hardware devices, like the handheld option, are custom.
Payment processing cost:
  • 1.99% plus 25 cents for most cards in the Counter-service, Full-service and Customizable plans.
  • 2.89% plus 25 cents for Quick Start plan subscribers (this processing rate includes hardware and software costs).
  • 2.99% plus 25 cents for reward, international, corporate and keyed-in cards.
Why we like it: SpotOn offers a highly customizable restaurant POS system for an affordable price. Its features are generally built to fit fine-dining, quick-service or casual full-service restaurants, and include custom menu building, table layouts, multi-location management and more. The company provides in-person installation and training for a separate fee, as well as 24/7 customer service. You are required to use SpotOn payment processing, but its software integrates with third-party hardware and with other software like DoorDash for food delivery and QuickBooks for accounting.

Square for Restaurants

Our pick for: Best free option
Monthly POS software fee:
  • $0 for Square POS, Restaurant, Retail and Appointments Free plans.
  • $29 for Square Appointments Plus plan.
  • $60 for Square Restaurant Plus plan.
  • $69 for Square Appointments Premium plan.
  • $89 for Square Retail Plus plan.
  • $192 and up for Square Restaurant Essentials Bundle.
  • Custom pricing for Square Retail Premium plan.
Hardware cost:
  • $0 for Square magstripe-only card reader ($10 for each additional reader) or if using Tap to Pay for iPhone (iPhone not included).
  • $49 and up for Square Reader contactless and chip card reader.
  • $149 for Square Stand iPad POS or Square Stand Mount (iPad not included; monthly financing available).
  • $299 for Square Terminal mobile card reader with built-in printer (monthly financing available).
  • $799 for Square Register two-screen system (monthly financing available).
Payment processing cost:
  • 2.6% plus 10 cents for in-person transactions.
  • 2.9% plus 30 cents for online transactions.
  • 3.5% plus 15 cents for manually keyed transactions.
Why we like it: If you are just starting out or looking to save on costs while your business grows, Square POS for Restaurants offers robust options with its free plan, including menu and table management, multi-device syncing and reporting. If you want features like mobile POS, floor plan customization or live sales data, you’ll have to upgrade to the plus plan for $60 per month. Read our full Square POS for Restaurants review.

Lightspeed Restaurant

Our pick for: Best inventory management
Monthly POS software fee:
  • $69 for Starter plan.
  • $189 for Essential plan.
  • $399 for Premium plan.
Hardware cost:
Pricing for Lightspeed's iPad and desktop hardware kits is quote-based. Individual hardware products are listed in Lightspeed's online store:
  • $99 for Chipper 2X BT card reader.
  • $199 for iPad stand or swivel stand.
  • $299 for WisePOS E countertop reader.
  • $429 for Lightspeed Lite Server for data backup and offline mode functionality.
Payment processing cost:
  • 2.6% plus 10 cents per in-person transaction.
  • 2.9% plus 30 cents for online transactions.
Why we like it: Lightspeed Restaurant POS system works with quick- or full-service restaurants, bars and more. Lightspeed is a standout because of its inventory management system across locations, which is perhaps the most comparable to Toast. Its management system includes automated reporting, real-time stock updates and in-depth metrics to help reduce waste and calculate exact recipe costs. Read our full Lightspeed Restaurant POS review.

Clover

Our pick for: Best for hardware
Monthly POS software fee:
  • $14.95 for Retail Starter, Personal Services Starter, Professional Services Starter and Standard and Home & Field Services plans.
  • $49.95 for Retail Standard, Personal Services Standard and Advanced and Professional Services Advanced plans.
  • $54.95 for Quick-Service Dining Starter and Standard plans.
  • $64.90 for Retail Advanced plan.
  • $69.90 for Quick-Service Dining Advanced plan.
  • $84.95 for Full-Service Dining Starter plan.
  • $99.90 for Full-Service Dining Standard plan.
  • $114.85 for Full-Service Dining Advanced plan.
Hardware cost:
  • $49 for chip, swipe and contactless Clover Go card reader.
  • $599 for Clover Flex mobile POS with printer.
  • $799 for Clover Mini POS.
  • $1,699 for Clover Station Solo.
  • $1,799 for Clover Station Duo.
Payment processing cost:
  • 2.3% plus 10 cents for in-person transactions for most plans, though rates may also vary by hardware type.
  • 2.6% plus 10 cents for in-person transactions on Retail Starter, Personal Services Starter and Professional Services Standard plans, as well as Home & Field Services Standard and Advanced plans.
  • 3.5% plus 10 cents for online or keyed-in transactions.
Why we like it: Clover is a common POS system for restaurants and competes with Toast for great proprietary POS hardware options. Its full-service restaurant plans include the Station Solo, a 14-inch merchant-facing display system with a cash drawer and receipt printer. The quick-service restaurant plans offer more flexibility with the Clover Mini, a touch-screen display that’s compatible with cash drawers and receipt printer, and the Station Duo, which adds a customer-facing touch screen to the Station Solo display. If the upfront cost for hardware is out of budget, Clover also offers monthly payment options. Read our full Clover POS review.
Last updated on June 16, 2023
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