The Property Line: Is It Time for a HELOC Comeback?
Home equity lines of credit have declined for more than a decade. But HELOCs should make a turnaround in 2022 as mortgage rates rise to their highest levels since 2019.…
Holden Lewis
Holden Lewis is a mortgage reporter and spokesperson who joined NerdWallet in 2017. He previously wrote for Bankrate. He has written articles about mortgages since 2001. He has been president of the National Association of Real Estate Editors and has won writing awards from NAREE, the Society of American Business Editors and Writers, and the Society of Professional Journalists. Email: [email protected].
Posts by Holden Lewis:
Mortgage Outlook: Rates May Stand Still in January
January mortgage rates forecast I predict that mortgage rates will stay about the same in January. They’re more likely to dip modestly than to rise. The omicron variant of COVID-19…
The Property Line: Don’t Be Misled by These Myths About iBuyers
IBuyers are one of the few true innovations to hit the real estate industry in recent years. Yet consumers haven’t fully embraced them because of misconceptions about how iBuyers work,…
Mortgage Points: Should You Pay These Optional Fees?
What are mortgage points? Mortgage points are fees you pay a lender to reduce the interest rate on a mortgage. Paying for discount points is often called “buying down the…
Mortgage Outlook: Rates Heading North in Late December
December mortgage rates forecast I expect mortgage rates to rise modestly in December, especially toward the end of the month. As we approach the end of 2021, bond traders will…
The Property Line: Harsh Vibe Continues for Home Buyers in 2022
Let’s get right to it: The 2022 housing market seems likely to be a watered-down version of 2021. That means while price increases might be slowing and competition could be…
Mortgage Outlook: November Rates Continue Marching Uphill
November mortgage rates forecast After climbing solidly higher in October, mortgage rates are likely to continue rising in November, but not as steeply. The average rate on the 30-year fixed-rate…
The Property Line: As Home Values Soar, Should You Brace for Your Tax Bill?
You’re a typical homeowner: You fret over mysterious noises behind walls, savor the yard’s smell after a storm, and giddily track your home’s fast-rising value. That buoyant emotion might yield…
Mortgage Outlook: Falling Leaves, Rising Rates in October
October mortgage rates forecast I predict that mortgage rates will rise in October. There will be ups and downs day to day, but mortgage rates will be higher at the…
The Property Line: Watch for Signs of a Better Market for Buyers
Today’s housing market is hostile to home buyers because not enough homes are for sale. Would-be buyers find themselves in bidding wars and competing against cash offers. Someday the path…
