We believe everyone should be able to make financial decisions with
confidence. While we don't cover every company or financial product on
the market, we work hard to share a wide range of offers and objective
editorial perspectives.
So how do we make money? Our partners compensate us for advertisements that
appear on our site. This compensation helps us provide tools and services -
like free credit score access and monitoring. With the exception of
mortgage, home equity and other home-lending products or services, partner
compensation is one of several factors that may affect which products we
highlight and where they appear on our site. Other factors include your
credit profile, product availability and proprietary website methodologies.
However, these factors do not influence our editors' opinions or ratings, which are based on independent research and analysis. Our partners cannot
pay us to guarantee favorable reviews. Here is a list of our partners.
How to Make Money as an Instacart Shopper
Those looking for a flexible side hustle that pays have a good option with Instacart.
Tommy Tindall is a lead writer and content strategist covering how to make money — and how to keep it. He’s recorded and written about his experience testing popular gig jobs like driving for Uber, delivering with DoorDash and full-service shopping for Instacart. He loves making an extra buck, but laments the hours of awkward silence he endured as an Uber driver (never again).
Cool kids might call him a content creator because he makes YouTube videos for the NerdWallet channel and app, but he himself is no longer very cool. Ask him about budgeting apps — he's tried most of them, but still prefers a good ole Google sheet to track spending. Then be sure to smash that “like” and “subscribe” button.
Before NerdWallet, Tommy held decidedly more boring jobs at Fannie Mae and Booz Allen Hamilton. Today, he feels super privileged to write for you, the consumer.
Kelsey Sheehy is a senior writer and NerdWallet authority on small business. She started at NerdWallet in 2015 and spent six years as a personal finance writer and spokesperson before switching gears to cover the financial decisions and challenges faced by small-business owners. Kelsey’s work has appeared in The New York Times, The Washington Post, Nasdaq and MarketWatch, among other publications. Kelsey has appeared on the "Today" show, NBC News and ABC’s "World News Tonight" and has been quoted by the Los Angeles Times, CNBC, American Banker, NPR and Vice, among other publications. Prior to joining NerdWallet, Kelsey covered college (and how to pay for it) for U.S. News & World Report. She is based in Washington, D.C.
Pamela de la Fuente is a managing editor of NerdWallet's personal finance content. She leads budgeting, money-making, consumer credit and and debt coverage.
Ask her and her talented team about why credit scores matter, how to save money on your grocery bill, finding the right side hustle, how to protect your identity for free and more.
Previously, she led taxes and retirement coverage at NerdWallet.
Pamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star. She has been a writer and editor for more than 20 years.
Pamela is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all.
She is a graduate of the Maynard Institute's Maynard 200 program, and the National Association of Black Journalists Executive Leadership Academy. She is a two-time winner of the Kansas City Association of Black Journalists' President's Award. She was also founding co-chair of NerdWallet's Nerds of Color employee resource group.
Updated
How is this page expert verified?
NerdWallet's content is fact-checked for accuracy, timeliness and
relevance. It undergoes a thorough review process involving
writers and editors to ensure the information is as clear and
complete as possible.
Instacart shoppers make money by buying groceries at local stores the company has partnered with and delivering those items directly to customers.
Gig working shoppers earn by accepting and executing a “batch” (the company’s term for a unit of work), where you'll pick, pay for, load and deliver an order of groceries.
The average pay for Instacart shoppers is about $18 per hour nationwide, according to ZipRecruiter
Instacart is a national grocery delivery service that partners with local stores. The service relies on independent contractors and part-time workers to shop for and transport orders.
The hours are flexible and orders arrive through the Instacart Shopper app. Key details, like job responsibilities and the way you earn money, will depend on whether you’re a full-service or in-store shopper.
Full-service shoppers: Shop (or pick up) and deliver when you want
Can shop for and deliver groceries (car needed).
Are independent 1099 contractors (you handle taxes).
Are able to work when they want.
Can earn tips on top of pay.
Option is available wherever Instacart operates.
In-store shoppers: Shop on an assigned shift
Do in-store shopping only (no delivery, so a car isn't required).
Are part-time employees of Instacart (the company handles taxes).
Work shifts up to 29 hours per week.
Option is available in many areas (but not all) to help meet increased demand.
For full-service shoppers, Instacart is like Uber for groceries. The Shopper app makes it seamless to set your availability, pick up gigs, track earnings, and communicate with customers.
Meet MoneyNerd, your weekly news decoder
So much news. So little time. NerdWallet's new weekly newsletter makes sense of the headlines that affect your wallet.
Instacart operates in cities across all 50 states. To see whether there are full-service or in-store shopper openings in your area, download the Shopper app and enter your ZIP code.
How much do full-service shoppers make?
While in-store shoppers earn a fixed, hourly wage, full-service shoppers earn by the order with varying amounts.
The Instacart app shows an estimate of potential earnings for every order. Just how much you'll make per batch depends on "the size of the order, driving distance, and effort involved in shopping and delivering," according to the company.
Earning potential is higher when customer demand spikes, so working on Sundays and during popular events, like the Super Bowl, can mean more money. You can earn tips on top of batch pay as a full-service shopper.
You can also earn extra pay for longer-distance shops, and on batches where "heavy pay" is designated, meaning multiple heavy items in the batch total 50 lbs or more.
(See video below for several high-effort, high-frustration batches, IRL.)
There are a handful of basic requirements you have to meet if you want to make money with Instacart:
Be at least 18 years old. If you want to deliver alcohol, which can result in larger tips, you have to be at least 21 in some states.
Be able to lift 40-plus pounds.
Have a smartphone. An iPhone or Android device capable of running recent software.
Pass a background check. Sterling, a third-party company that performs background checks for Instacart, says most shoppers are cleared within one business day but can vary based on record availability.
Have a bank account. Paychecks come via direct deposit, so you'll need a checking account to collect your earnings.
Full-service shoppers also must have the following:
A set of insulated bags. Instacart recommends using insulated bags or hard coolers to keep food cold (or warm) while on the move.
Drivers are on their own for gas, which has gone down recently, but is still expensive. Over on Reddit, some posters say driving for Instacart is decent if you're looking for a temporary side hustle, but the extra cash might not be worth the wear and tear on your car
. (People post anonymously, so we cannot confirm their individual experiences or circumstances.)
How to sign up for Instacart
Getting started on Instacart is a simple process:
Create an account anddownload the Shopper app. You’ll provide basic information, like your name and location, and give the company permission to perform the background check.
Fill out the paperwork. As a full-service shopper, you’ll sign a contractor agreement and W-9 tax form. As an in-store shopper, you become an Instacart employee, and will sign an offer letter and W-4 tax form.
Register your Instacart payment card. Instacart gives you a preloaded payment card to check out with customer orders. New shoppers can expect to receive their card within five to seven business days.
How to work for Instacart
You’ll be assigned shifts each week based on personal availability as an in-store shopper, and can expect to work up to 29 hours per week.
As a full-service shopper, you're free to make your own schedule. Look for orders up for grabs in the app or set your app to notify you whenever an order is available in your area. Factors such as your average customer star rating and delivery time can influence which orders you see. You can review the details — store location, number of items and estimated payment — and accept the order.
In either role, you’ll be required to update your progress as you shop, noting any changes or refunded items, through the Shopper app so customers can track their orders. When your cart is complete, check out with the preloaded payment card provided by Instacart. If you’re a full-service shopper, you’ll deliver the order to the customer.
How do Instacart shoppers get paid?
Instacart issues paychecks weekly via direct deposit.
Instant Cashout, a feature you can use as a full-service shopper, allows for an immediate payday for a fee of $0.50 as long as you have at least $5 in earnings.
Keep in mind: Since you’re acting as an independent contractor, Instacart won’t withhold taxes, and you may need to make estimated quarterly payments.
» Thank you, next? For other side hustle ideas, read our guide on how to make money
Meet MoneyNerd, your weekly news decoder
So much news. So little time. NerdWallet's new weekly newsletter makes sense of the headlines that affect your wallet.
NerdWallet writers are subject matter authorities who use primary,
trustworthy sources to inform their work, including peer-reviewed
studies, government websites, academic research and interviews with
industry experts. All content is fact-checked for accuracy, timeliness
and relevance. You can learn more about NerdWallet's high
standards for journalism by reading our editorial guidelines.