Citi® / AAdvantage® Executive World Elite™ Mastercard®

Citi® / AAdvantage® Executive World Elite™ Mastercard®

on Citibank's application

Citi® / AAdvantage® Executive World Elite™ Mastercard®

Citi® / AAdvantage® Executive World Elite™ Mastercard®

Citi® / AAdvantage® Executive World Elite™ Mastercard®

on Citibank's application

Card details

  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.

  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you.

  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.

  • No Foreign Transaction Fees on purchases.

  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.

  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.

  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Rates, fees & offers

  • Annual fee

    $450

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 24.99% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    3% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

Annual Fee

$450

Annual Fee

$95

Annual Fee

$0

Regular APR

15.99% - 24.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Gregory Karp

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • Admirals Club membership

  • Sign-up benefits

  • Free checked baggage

  • Early boarding group

  • No foreign transaction fees

Cons
  • Has annual fee

  • Needs excellent credit

Frequent flyers of American Airlines who enjoy the carrier’s exclusive Admirals Club airport lounges should consider the Citi® / AAdvantage® Executive World Elite™ Mastercard®. It’s likely the least expensive way to buy a membership.

But that premium experience comes at a premium cost annually: $450.

The card is full of features and perks, including a generous policy for free checked bags. A sampling:

--Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.

--Earn 2 miles for every $1 spent on American Airlines purchases and 1 mile per $1 on everything else.

--First checked bag free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation.

--No foreign transaction fees.

If American isn’t your go-to airline and you rarely use airport lounges, a different card might suit you better. But if you’re a regular occupant of Admirals Clubs, you’ll be hard-pressed to find a better deal than the Citi® / AAdvantage® Executive World Elite™ Mastercard®. For more information, see our full review of the card.