
First Access Visa® Credit Card
on Vervent's website
First Access Visa® Credit Card
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Card details
Earn 1% Cash Back on Every Payment with First Access!
Need Access to Credit? Try First Access!
If approved, pay the $95 Program Fee to open your account
Most Credit Decisions in 60 Seconds or Less
Accepted by Merchants Across the US and Online
Choose between 2 free card designs and 4 Premium designs
Free VantageScore and Credit Education
Reports Payment History to All Three Major Credit Bureaus Monthly
Eligible for a Credit Line Increase after 12 months of on-time payments
Easy-to-Use Mobile App
Rates, fees & offers
Annual fee
$75 for first year, then $48.
Rewards rate
1%
Bonus offer
None
Intro APR
N/A
Ongoing APR
APR: 35.99% Fixed APR
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Learn more | ||
Annual fee$75 for first year, then $48. | Annual fee$0 | Annual fee$0 |
Intro APRN/A | Intro APR10.99% intro APR on Balance Transfers for 6 months | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |