MINI World Mastercard® Credit Card

MINI World Mastercard® Credit Card

MINI World Mastercard® Credit Card

MINI World Mastercard® Credit Card

MINI World Mastercard® Credit Card

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Card details

  • No Annual fee

  • Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening!

  • 0% intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 15.24% - 24.24%.

  • Earn 4X Points per $1 spent on eligible MINI purchases.

  • Earn 3X Points per $1 spent on eligible gas station purchases.

  • Earn 2X Points per $1 spent on eligible restaurant purchases.

  • Earn 1X Point on all other eligible purchases.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-4x

  • Bonus offer

    Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening!

  • Intro APR

    0% intro APR on purchases and balance transfers for 12 billing cycles

  • Ongoing APR

    APR: 15.24% - 24.24%, Variable

    Cash Advance APR: 25.99%, Variable

  • Balance transfer fee

    Either 3% of the amount of each transfer or $5 minimum

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

15.24% - 24.24% Variable APR

Rates & Fees

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

12.99% - 21.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on purchases and balance transfers for 12 billing cycles

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kimberly Palmer

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Bonus categories

  • Intro APR period

  • New cardholder bonus offer

  • Qualify with average credit

Cons
  • Complicated rewards

  • Foreign transaction fee

The MINI World Mastercard® Credit Card earns double points for purchases at MINI dealerships as well as for motoring-related expenses like gas, tolls and car washes. (All other purchases earn one point per dollar.) The annual fee is $0.

But even if you’re a hardcore MINI lover — and a big spender at dealerships — other cash-back cards give you richer and easier-to-redeem rewards.