MINI World Mastercard® Credit Card

MINI World Mastercard® Credit Card

MINI World Mastercard® Credit Card

MINI World Mastercard® Credit Card

MINI World Mastercard® Credit Card

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Card details

  • No annual fee.

  • Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening.

  • 0% intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 15.99% - 24.99%.

  • Earn 4X Points per $1 spent on eligible MINI purchases.

  • Earn 3X Points per $1 spent on eligible gas station purchases.

  • Earn 2X Points per $1 spent on eligible restaurant purchases.

  • Earn 1X Point on all other eligible purchases.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-4x

  • Bonus offer

    Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening.

  • Intro APR

    0% intro APR on purchases and balance transfers for 12 billing cycles

  • Ongoing APR

    APR: 15.99%-24.99%, Variable

    Cash Advance APR: 26.74%, Variable

  • Balance transfer fee

    Either 3% of the amount of each transfer or $5 minimum

  • Foreign transaction fee

    2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$0

Annual fee

$0

Regular APR

15.99%-24.99% Variable APR

Rates & Fees

Regular APR

16.49%-26.49% Variable APR

Regular APR

24.49% Variable APR

Rates & Fees

Intro APR

0% intro APR on purchases and balance transfers for 12 billing cycles

Intro APR

N/A

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kimberly Palmer

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Bonus categories

  • Intro APR period

  • New cardholder bonus offer

  • Qualify with average credit

Cons
  • Complicated rewards

  • Foreign transaction fee

The MINI World Mastercard® Credit Card earns double points for purchases at MINI dealerships as well as for motoring-related expenses like gas, tolls and car washes. (All other purchases earn one point per dollar.) The annual fee is $0.

But even if you’re a hardcore MINI lover — and a big spender at dealerships — other cash-back cards give you richer and easier-to-redeem rewards.