MINI World Mastercard® Credit Card
MINI World Mastercard® Credit Card
MINI World Mastercard® Credit Card
Card details
No annual fee.
Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening.
0% intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 18.99%-27.99%.
Earn 4X Points per $1 spent on eligible MINI purchases.
Earn 3X Points per $1 spent on eligible gas station purchases.
Earn 2X Points per $1 spent on eligible restaurant purchases.
Earn 1X Point on all other eligible purchases.
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-4x
Bonus offer
Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening.
Intro APR
0% intro APR on purchases and balance transfers for 12 billing cycles
Ongoing APR
APR: 19.74%-28.74%, Variable
Cash Advance APR: 30.49%, Variable
Balance transfer fee
Either 3% of the amount of each transfer or $5 minimum
Foreign transaction fee
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
Recommended credit score
Compare to other cards
| Learn more | Learn more | Learn more |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APR0% intro APR on purchases and balance transfers for 12 billing cycles | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
3.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Bonus categories
Intro APR period
New cardholder bonus offer
Qualify with average credit
Cons
Complicated rewards
Foreign transaction fee
The MINI World Mastercard® Credit Card earns double points for purchases at MINI dealerships as well as for motoring-related expenses like gas, tolls and car washes. (All other purchases earn one point per dollar.) The annual fee is $0.
But even if you’re a hardcore MINI lover — and a big spender at dealerships — other cash-back cards give you richer and easier-to-redeem rewards.
For more information, see NerdWallet's review of this card.
