MINI World Mastercard®

MINI World Mastercard®

MINI World Mastercard®

MINI World Mastercard®

MINI World Mastercard®

Card details

  • $0 annual fee

  • Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening!

  • Earn 1X Point on all other eligible purchases.

  • Earn 2X Points per $1 spent on eligible restaurant purchases.

  • Earn 3X Points per $1 spent on eligible gas station purchases.

  • Earn 4X Points per $1 spent on eligible MINI purchases.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-4x

  • Bonus offer

    Earn 5,000 bonus MINI Reward Points after you spend $500 in purchases within the first 90 days of account opening!

  • Intro APR

    Purchase: 0% for 12 mos

    Transfer: 0% for 12 mos

  • Ongoing APR

    APR: 15.24% - 24.24% Variable APR

    Penalty APR: Up to 31.24%, Variable

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Mini Financial Services Mini Platinum Credit Card

MINI World Mastercard®

Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

15.24% - 24.24% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

Purchase: 0% for 12 mos

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kimberly Palmer

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 0% on purchases and balance transfers for 12 months

Cons
  • Needs excellent credit

The MINI World Mastercard® earns double points for purchases at MINI dealerships as well as for motoring-related expenses like gas, tolls and car washes. (All other purchases earn one point per dollar.) The annual fee is $0.

But even if you’re a hardcore MINI lover — and a big spender at dealerships — other cash-back cards give you richer and easier-to-redeem rewards.

For more information, see NerdWallet's review of this card.