PCB Secured Visa®

PCB Secured Visa®

on Plains Commerce Bank's website

PCB Secured Visa®

PCB Secured Visa®

PCB Secured Visa®

on Plains Commerce Bank's website

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Card details

  • Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.

  • After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).

  • This card is perfect for people new to credit as well as people looking to rebuild their credit

  • Reports monthly to all three major credit bureaus

  • Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.

  • 24/7 online account center.

  • A minimum collateral deposit of $200 is required to open this account.

  • This card is issued by Plains Commerce Bank pursuant to a license from Visa U.S.A., Inc.

Rates, fees & offers

  • Annual fee

    $39*

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 18.90%

    Cash Advance APR: 20.90%

  • Foreign transaction fee

    See issuer website

Recommended credit score

Compare to other cards

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NerdWallet rating 
NerdWallet rating 
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Annual Fee

$39*

Annual Fee

$0

Annual Fee

$0

Regular APR

18.90%

Rates & Fees

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

18.00%, Variable

Intro APR

N/A

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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