Chime Credit Builder Visa® Credit Card

Chime Credit Builder Visa® Credit Card

on Chime's website

Chime Credit Builder Visa® Credit Card

Chime Credit Builder Visa® Credit Card

Chime Credit Builder Visa® Credit Card

on Chime's website

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Card details

  • Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

  • No credit check to apply, no annual fees or interest, and no minimum security deposit required. No stress! Additional terms apply.

  • Use your secured Credit Builder card everywhere VISA is accepted, including on everyday purchases, such as gas and groceries.

  • Help build your credit history with your own money. The money you move into the Credit Builder secured account is the amount you can spend on your card (no minimum deposit required!). Turn on Safer Credit Building and have your monthly balance automatically paid on time. Chime will report your activities to Transunion®, Experian®, and Equifax®.

  • Increase your credit score by an average of 30 points, with regular, on-time payments.¹

  • Turn on transaction notifications to receive real-time transaction alerts. Then, use Chime’s instant in-app disable card feature to help prevent unauthorized activities.

  • Live support 24/7 to assist you around the clock.

  • Now you can use your Credit Builder card fee-free at over 60K+ in-network ATMs at retailers like Walgreens, CVS, and more! Out-of-network ATM withdrawal fees may apply except at Moneypass ATMs in 7-Eleven locations, or any Allpoint or Visa Plus Alliance ATMs.

  • Apply for a secured Chime Credit Builder Visa® Credit Card once you sign up for a Chime Spending Account and receive a qualifying direct deposit of $200 or more. See www.chime.com to learn more.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    N/A

  • Intro APR

    N/A

  • Ongoing APR

    None

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

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NerdWallet rating 
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Annual fee

$0

Annual fee

$0

Annual fee

$0

Regular APR

N/A

Regular APR

24.49% Variable APR

Rates & Fees

Regular APR

18.00%, Variable

Rates & Fees

Intro APR

N/A

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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