
NerdWallet’s Best Metal Credit Cards
Yes, they're easy on the eyes, but these metal cards boast form and function. You'll get bragging rights, but you'll also get rich rewards and valuable perks. Move over, statement jewelry.

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Whether you're a beginner looking for your first card, a multicard maximizer looking for your next one, or someone in between just looking for clarity, NerdWallet has content and resources to point you in the right direction.
Using the right rewards credit card at the popular wholesale club can help you rack up extra cash back or points, and potentially save you even more money.

More than a dozen American Express cards earn these versatile points. They’re most valuable when used for travel.

You can earn a 10% to 75% bonus on your points or cash back, though the biggest boosts require the heftiest balances with the bank.

It offers increased cash back for Apple Pay users, enhanced security and instant rewards with no fees.

Get 2% back on every purchase, with rewards deposited into your Fidelity Investments account.

This no-annual-fee card offers robust rewards on food and fun — whether that means a night out on the town or a home-cooked meal and streaming a movie — plus other perks.

Both are solid choices, but the Chase Sapphire Preferred boasts potentially higher point values and robust travel protections.

The Sapphire Reserve is an extremely high-maintenance card. If you prefer a simpler experience that still offers excellent value, choose the Venture X.

Pick AmEx Gold only if you'll be able to use its credits without overspending.

Studies suggest you're likely to spend more with a credit card than with cash. But responsible credit card use provides benefits that cash can't match.

Aim to pay your credit card by the due date. But if you're looking to boost your credit scores or reduce interest costs, consider paying earlier.

If you know your options and ask the right questions, you can find the best fit for your spending habits and goals.

Alaska Airlines’ premium credit card comes with a host of valuable benefits, many of which help cardholders earn free flights.

It's a close call, but the Chase Sapphire Preferred can offer more value and flexibility.

All of them offer sign-up bonuses, plus the ability to earn extra points on JetBlue, restaurant and grocery store purchases. Here's how to choose.

Generally, no. The best balance transfer cards require at least good credit. But other debt payoff tools can also be effective and don’t always have a credit score requirement.

The process is fairly simple, but it's neither automatic nor instant. Here's what to do once you have a balance transfer card ready to go.

The Simplicity offers a longer 0% intro APR period on purchases, while the Diamond Preferred has a lengthier balance transfer offer.

The elevated offer comes on the heels of other changes to the card.


It earns high rewards on gas, restaurant and travel spending. And there's no annual fee beyond a yearly Costco membership.

NerdWallet's Credit Cards content team includes writers and editors with more than 80 years of experience in personal finance and journalism. They've researched and reviewed more than 400 products across the full spectrum of credit cards, from starter cards for beginners to ultra-premium cards for VIP travelers.




The credit union’s first metal credit card offers travel perks that offset its annual fee.


This bumps the value for new cardholders to more than $1,000 for travel.



The Apple Card has the edge when it comes to fees and financing options, but the Samsung Galaxy card boasts superior rewards and a welcome bonus.



The new Carnival Rewards Mastercard boasts better rewards and perks than its predecessor.




The unlimited 3% cash back rate on Samsung Wallet purchases may be reason enough to get it.


Its annual fee, measly rewards and lack of benefits make it a 'duster' — even for die-hard team fans.


These cards compete on other features, like rewards, bonuses and perks, and their APRs don't matter if you pay your bill in full each month. If you can’t, a travel card isn’t a good fit right now.




NerdWallet values these offers at well over $1,000.


The card offers rewards and benefits comparable to top 5% cash-back earning options on the market.


The cost is rising by $100, but if you're getting it for lounge access, it's actually a bigger bargain than ever.


Sure, the element of chance can make a card more fun, but at what cost?
