The Cheapest Car Insurance for a Land Rover Discovery

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Land Rover Discovery image

Drivers of the most recent Land Rover Discovery model pay an average of $1,511 per year for car insurance, but you might find cheaper coverage if you shop around.

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Nerdy takeaways
  • The cheapest insurance company for a 2022 Land Rover Discovery is State Farm at $834 per year, on average.

  • The Land Rover Discovery costs an average of $1,511 per year to insure.

  • That works out to a car insurance rate of $126 per month.

Why you can trust NerdWallet

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. Read our methodology.

Jump to your Model Year

The vehicle you drive plays a big role in determining how much you pay for auto insurance. Insurers set rates based on factors like how expensive a vehicle’s repair costs are, how often a car is broken into or stolen, and even the likelihood of a vehicle getting into an accident. The cheapest cars to insure usually don’t cost as much to repair after a claim, while those with higher repair costs — like luxury vehicles and sporty models — tend to be more expensive to insure.

Auto insurance rates vary by company, so shopping around and comparing quotes from multiple insurers is the best way to find cheap car insurance.

How much does Land Rover Discovery insurance cost?

The average cost for Land Rover Discovery insurance in 2022 is $126 per month, according to NerdWallet’s most recent analysis of full coverage insurance rates. But each model year will likely have different insurance costs. Check out the table below to see the average insurance cost by model year.

Year
Cost
2022$1,511
2021$1,497
2020$1,498
2019$1,481
2018$1,461
2017$1,440
2016$1,415
2015$1,391
2014$1,368
2013$1,345

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Cheapest insurance for a 2022 Land Rover Discovery

The average cost of car insurance for Land Rover Discovery is $1,511 per year, but you may be able to find cheaper rates if you shop around and compare quotes from multiple insurance companies.

Here are the cheapest car insurance companies for a 2022 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$834
NerdWallet rating 

5.0

/5
Geico$903
NerdWallet rating 

4.5

/5
Travelers$1,062
NerdWallet rating 

5.0

/5
American Family$1,140
NerdWallet rating 

5.0

/5
Nationwide$1,294
NerdWallet rating 

4.5

/5

>> MORE: Estimate car insurance

Cheapest insurance for a 2021 Land Rover Discovery

Our analysis found that the average auto insurance cost for a Land Rover Discovery is $1,497 per year, which is 0.91% less to insure than the 2022 model. But shopping around and comparing quotes from multiple insurers may help you get an even lower rate.

Here are the cheapest insurance companies for a 2021 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$824
NerdWallet rating 

5.0

/5
Travelers$1,058
NerdWallet rating 

5.0

/5
American Family$1,127
NerdWallet rating 

5.0

/5
Nationwide$1,318
NerdWallet rating 

4.5

/5
Geico$1,340
NerdWallet rating 

4.5

/5

>> MORE: Types of car insurance

Cheapest insurance for a 2020 Land Rover Discovery

The average car insurance rate for a 2020 Land Rover Discovery is $1,498 per year, but you might find even cheaper rates by shopping around and comparing quotes from multiple insurance companies.

Here are the cheapest insurers for a 2020 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$815
NerdWallet rating 

5.0

/5
Travelers$1,058
NerdWallet rating 

5.0

/5
American Family$1,115
NerdWallet rating 

5.0

/5
Geico$1,317
NerdWallet rating 

4.5

/5
Progressive$1,379
NerdWallet rating 

5.0

/5

>> MORE: Car insurance quotes: How to shop and compare online

Cheapest insurance for a 2019 Land Rover Discovery

NerdWallet’s analysis found that the average cost of insurance for a 2019 Land Rover Discovery is $1,481. But you can typically find cheaper rates by shopping around and comparing quotes from multiple companies.

Here are the cheapest car insurance companies for a 2019 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$809
NerdWallet rating 

5.0

/5
Travelers$1,057
NerdWallet rating 

5.0

/5
American Family$1,101
NerdWallet rating 

5.0

/5
Geico$1,305
NerdWallet rating 

4.5

/5
Progressive$1,367
NerdWallet rating 

5.0

/5

>> MORE: The average cost of car insurance

Cheapest insurance for a 2018 Land Rover Discovery

The average cost to insure a 2018 Land Rover Discovery is $1,461. But you might find even cheaper rates if you compare car insurance quotes from multiple companies.

Here are the cheapest insurers for a 2018 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$809
NerdWallet rating 

5.0

/5
Travelers$1,042
NerdWallet rating 

5.0

/5
American Family$1,085
NerdWallet rating 

5.0

/5
Geico$1,284
NerdWallet rating 

4.5

/5
MetLife$1,347
NerdWallet rating 

4.5

/5

>> MORE: The cheapest full coverage car insurance

Cheapest insurance for a 2017 Land Rover Discovery

Nerdwallet’s analysis found that the average cost to insure a 2017 Land Rover Discovery is $1,440. But you can likely get even cheaper rates if you compare quotes from a few different insurance companies.

Here are the cheapest insurers for a 2017 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$810
NerdWallet rating 

5.0

/5
Travelers$1,029
NerdWallet rating 

5.0

/5
American Family$1,068
NerdWallet rating 

5.0

/5
Geico$1,264
NerdWallet rating 

4.5

/5
MetLife$1,321
NerdWallet rating 

4.5

/5

>> MORE: The best cheap car insurance

Cheapest insurance for a 2016 Land Rover Discovery

A 2016 Land Rover Discovery costs an average of $1,415 to insure, per year. But you might find cheaper rates by shopping around and comparing quotes from multiple companies.

Here are the cheapest insurers for a 2016 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$806
NerdWallet rating 

5.0

/5
Travelers$1,018
NerdWallet rating 

5.0

/5
American Family$1,049
NerdWallet rating 

5.0

/5
Geico$1,242
NerdWallet rating 

4.5

/5
MetLife$1,296
NerdWallet rating 

4.5

/5

>> MORE: Cheap car insurance companies

Cheapest insurance for a 2015 Land Rover Discovery

Our analysis found that a 2015 Land Rover Discovery will cost an average of $1,391. But shopping around and comparing quotes from multiple insurers may get you an even lower rate.

Here are the cheapest companies for a 2015 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$800
NerdWallet rating 

5.0

/5
Travelers$1,007
NerdWallet rating 

5.0

/5
American Family$1,030
NerdWallet rating 

5.0

/5
Geico$1,220
NerdWallet rating 

4.5

/5
MetLife$1,275
NerdWallet rating 

4.5

/5

>> MORE: Your guide to car insurance discounts

Cheapest insurance for a 2014 Land Rover Discovery

Our analysis found that a 2014 Land Rover Discovery costs an average rate of $1,368 per year to insure. But you could find even cheaper insurance if you shop around to compare quotes from multiple insurers.

Here are the cheapest car insurance companies for a 2014 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$793
NerdWallet rating 

5.0

/5
Travelers$998
NerdWallet rating 

5.0

/5
American Family$1,010
NerdWallet rating 

5.0

/5
Geico$1,200
NerdWallet rating 

4.5

/5
MetLife$1,256
NerdWallet rating 

4.5

/5

>> MORE: How to save on car insurance

Cheapest insurance for a 2013 Land Rover Discovery

Our analysis found that a 2013 Land Rover Discovery costs 12.36% less than a 2022 model, with an average rate of $1,345. But you can typically find even cheaper rates by comparing quotes from multiple insurance companies.

Here are the cheapest auto insurers for a 2013 Land Rover Discovery.

Company
Cost
NerdWallet Rating
State Farm$785
NerdWallet rating 

5.0

/5
American Family$987
NerdWallet rating 

5.0

/5
Travelers$989
NerdWallet rating 

5.0

/5
Geico$1,187
NerdWallet rating 

4.5

/5
MetLife$1,240
NerdWallet rating 

4.5

/5

>> MORE: The best cheap auto insurance

Methodology

NerdWallet averaged insurance estimates for this vehicle in all ZIP codes in any of the 50 states and Washington, D.C., where rates are available. Our sample profile is a 35-year-old driver with good credit and no tickets or violations. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers.

We averaged rates between male and female drivers and assumed 12,000 annual miles driven. These are average rates, and your rate will vary based on your personal details, state and insurance provider.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Where required by law, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

The analysis included the largest insurance companies in each state; smaller insurers were also included when rates were available. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information.

These are rates generated through Quadrant Information Services. Your own rates will be different.