The Cheapest Car Insurance for a Subaru WRX

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Drivers of the most recent Subaru WRX model pay an average of $1,673 per year for car insurance, but you might find cheaper coverage if you shop around.

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Nerdy takeaways
  • The cheapest insurance company for a 2022 Subaru WRX is USAA at $998 per year, on average.

  • The Subaru WRX costs an average of $1,673 per year to insure.

  • That works out to a car insurance rate of $139 per month.

Why you can trust NerdWallet

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. Read our methodology.

Jump to your Model Year

The vehicle you drive plays a big role in determining how much you pay for auto insurance. Insurers set rates based on factors like how expensive a vehicle’s repair costs are, how often a car is broken into or stolen, and even the likelihood of a vehicle getting into an accident. The cheapest cars to insure usually don’t cost as much to repair after a claim, while those with higher repair costs — like luxury vehicles and sporty models — tend to be more expensive to insure.

Auto insurance rates vary by company, so shopping around and comparing quotes from multiple insurers is the best way to find cheap car insurance.

How much does Subaru WRX insurance cost?

The average cost for Subaru WRX insurance in 2022 is $139 per month, according to NerdWallet’s most recent analysis of full coverage insurance rates. But each model year will likely have different insurance costs. Check out the table below to see the average insurance cost by model year.

Year
Cost
2022$1,673
2021$1,686
2020$1,662
2019$1,636
2018$1,602
2017$1,579
2016$1,555
2015$1,530
2014$1,361
2013$1,339

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Cheapest insurance for a 2022 Subaru WRX

The average cost of car insurance for Subaru WRX is $1,673 per year, but you may be able to find cheaper rates if you shop around and compare quotes from multiple insurance companies.

Here are the cheapest car insurance companies for a 2022 Subaru WRX.

Company
Cost
NerdWallet Rating
USAA$998
NerdWallet rating 

4.0

/5
Erie$1,083
NerdWallet rating 

4.0

/5
American Family$1,308
NerdWallet rating 

5.0

/5
Auto-Owners Insurance$1,316
NerdWallet rating 

5.0

/5
Geico$1,359
NerdWallet rating 

4.5

/5

>> MORE: Estimate car insurance

Cheapest insurance for a 2021 Subaru WRX

Our analysis found that the average auto insurance cost for a Subaru WRX is $1,686 per year, which is 0.79% more to insure than the 2022 model. But shopping around and comparing quotes from multiple insurers may help you get an even lower rate.

Here are the cheapest insurance companies for a 2021 Subaru WRX.

Company
Cost
NerdWallet Rating
USAA$993
NerdWallet rating 

4.0

/5
Erie$1,066
NerdWallet rating 

4.0

/5
American Family$1,295
NerdWallet rating 

5.0

/5
Auto-Owners Insurance$1,331
NerdWallet rating 

5.0

/5
Nationwide$1,432
NerdWallet rating 

4.5

/5

>> MORE: Types of car insurance

Cheapest insurance for a 2020 Subaru WRX

The average car insurance rate for a 2020 Subaru WRX is $1,662 per year, but you might find even cheaper rates by shopping around and comparing quotes from multiple insurance companies.

Here are the cheapest insurers for a 2020 Subaru WRX.

Company
Cost
NerdWallet Rating
USAA$990
NerdWallet rating 

4.0

/5
Erie$1,034
NerdWallet rating 

4.0

/5
American Family$1,276
NerdWallet rating 

5.0

/5
Auto-Owners Insurance$1,280
NerdWallet rating 

5.0

/5
State Farm$1,410
NerdWallet rating 

5.0

/5

>> MORE: Car insurance quotes: How to shop and compare online

Cheapest insurance for a 2019 Subaru WRX

NerdWallet’s analysis found that the average cost of insurance for a 2019 Subaru WRX is $1,636. But you can typically find cheaper rates by shopping around and comparing quotes from multiple companies.

Here are the cheapest car insurance companies for a 2019 Subaru WRX.

Company
Cost
NerdWallet Rating
USAA$1,004
NerdWallet rating 

4.0

/5
Erie$1,008
NerdWallet rating 

4.0

/5
Auto-Owners Insurance$1,235
NerdWallet rating 

5.0

/5
American Family$1,257
NerdWallet rating 

5.0

/5
Travelers$1,343
NerdWallet rating 

5.0

/5

>> MORE: The average cost of car insurance

Cheapest insurance for a 2018 Subaru WRX

The average cost to insure a 2018 Subaru WRX is $1,602. But you might find even cheaper rates if you compare car insurance quotes from multiple companies.

Here are the cheapest insurers for a 2018 Subaru WRX.

Company
Cost
NerdWallet Rating
USAA$981
NerdWallet rating 

4.0

/5
Erie$986
NerdWallet rating 

4.0

/5
Auto-Owners Insurance$1,203
NerdWallet rating 

5.0

/5
American Family$1,254
NerdWallet rating 

5.0

/5
State Farm$1,307
NerdWallet rating 

5.0

/5

>> MORE: The cheapest full coverage car insurance

Cheapest insurance for a 2017 Subaru WRX

Nerdwallet’s analysis found that the average cost to insure a 2017 Subaru WRX is $1,579. But you can likely get even cheaper rates if you compare quotes from a few different insurance companies.

Here are the cheapest insurers for a 2017 Subaru WRX.

Company
Cost
NerdWallet Rating
USAA$903
NerdWallet rating 

4.0

/5
Erie$951
NerdWallet rating 

4.0

/5
Auto-Owners Insurance$1,156
NerdWallet rating 

5.0

/5
American Family$1,217
NerdWallet rating 

5.0

/5
State Farm$1,299
NerdWallet rating 

5.0

/5

>> MORE: The best cheap car insurance

Cheapest insurance for a 2016 Subaru WRX

A 2016 Subaru WRX costs an average of $1,555 to insure, per year. But you might find cheaper rates by shopping around and comparing quotes from multiple companies.

Here are the cheapest insurers for a 2016 Subaru WRX.

Company
Cost
NerdWallet Rating
USAA$855
NerdWallet rating 

4.0

/5
Erie$925
NerdWallet rating 

4.0

/5
Auto-Owners Insurance$1,143
NerdWallet rating 

5.0

/5
State Farm$1,223
NerdWallet rating 

5.0

/5
American Family$1,268
NerdWallet rating 

5.0

/5

>> MORE: Cheap car insurance companies

Cheapest insurance for a 2015 Subaru WRX

Our analysis found that a 2015 Subaru WRX will cost an average of $1,530. But shopping around and comparing quotes from multiple insurers may get you an even lower rate.

Here are the cheapest companies for a 2015 Subaru WRX.

Company
Cost
NerdWallet Rating
USAA$840
NerdWallet rating 

4.0

/5
Erie$919
NerdWallet rating 

4.0

/5
Auto-Owners Insurance$1,129
NerdWallet rating 

5.0

/5
State Farm$1,174
NerdWallet rating 

5.0

/5
Geico$1,305
NerdWallet rating 

4.5

/5

>> MORE: Your guide to car insurance discounts

Cheapest insurance for a 2014 Subaru WRX

Our analysis found that a 2014 Subaru WRX costs an average rate of $1,361 per year to insure. But you could find even cheaper insurance if you shop around to compare quotes from multiple insurers.

Here are the cheapest car insurance companies for a 2014 Subaru WRX.

Company
Cost
NerdWallet Rating
State Farm$793
NerdWallet rating 

5.0

/5
Travelers$978
NerdWallet rating 

5.0

/5
American Family$1,014
NerdWallet rating 

5.0

/5
Geico$1,200
NerdWallet rating 

4.5

/5
MetLife$1,256
NerdWallet rating 

4.5

/5

>> MORE: How to save on car insurance

Cheapest insurance for a 2013 Subaru WRX

Our analysis found that a 2013 Subaru WRX costs 24.98% less than a 2022 model, with an average rate of $1,339. But you can typically find even cheaper rates by comparing quotes from multiple insurance companies.

Here are the cheapest auto insurers for a 2013 Subaru WRX.

Company
Cost
NerdWallet Rating
State Farm$785
NerdWallet rating 

5.0

/5
Travelers$969
NerdWallet rating 

5.0

/5
American Family$992
NerdWallet rating 

5.0

/5
Geico$1,187
NerdWallet rating 

4.5

/5
MetLife$1,240
NerdWallet rating 

4.5

/5

>> MORE: The best cheap auto insurance

Other Subaru models

Methodology

NerdWallet averaged insurance estimates for this vehicle in all ZIP codes in any of the 50 states and Washington, D.C., where rates are available. Our sample profile is a 35-year-old driver with good credit and no tickets or violations. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers.

We averaged rates between male and female drivers and assumed 12,000 annual miles driven. These are average rates, and your rate will vary based on your personal details, state and insurance provider.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Where required by law, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

The analysis included the largest insurance companies in each state; smaller insurers were also included when rates were available. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information.

These are rates generated through Quadrant Information Services. Your own rates will be different.