Compare jumbo refinance rates

A jumbo mortgage is a big home loan that requires lenders to assume more risk, so it sometimes comes with stricter lending standards. Find and compare current jumbo mortgage refinance rates from lenders in your area.

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Loan purpose

Cash-out

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INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

How to shop for jumbo mortgage rates

NerdWallet’s mortgage rate tool can help you find competitive jumbo loan rates. In the &qout;Refine results" section, enter a few details about the loan you’re looking for, and you’ll get a personalized rate quote in minutes, without providing any personal information. From there, you can start the process to get preapproved for your home loan. It’s that easy.

What loan amount qualifies as a jumbo mortgage?

A jumbo mortgage is any loan amount above the national conforming loan limit, which is updated annually and varies by location.

When should you refinance a Jumbo mortgage?

The decision to refinance a Jumbo mortgage is similar to refinancing a conforming loan: if interest rates fall significantly after you first take out your mortgage, you could lower your monthly payment by refinancing into a mortgage with a lower rate. Or, if you have equity and want to remodel, a cash-out refi could help you pay for the project. That’s just two possibilities. In the final analysis, it’s a matter of running the numbers. And it’s really pretty easy. Using a mortgage refinance calculator, you can see just how much a refinance might save you—now and in the long run.

Learn more about Jumbo loans: