14 Best Mortgage Lenders for Jumbo Loans in 2026

Rocket Mortgage is a big player in the jumbo loan market, with a variety of jumbo loan types and low average jumbo rates. But fees may be on the high side.

First Federal Bank offers an array of jumbo loan types, though these loans comprise a small share of its overall home lending. First Federal stands out for low average jumbo rates.

Citi is a big player in the jumbo loans market, and these loans make up a notable share of the bank's overall lending. Jumbo fees run low, though rates may be similar to competitors.

PNC Bank could be a good pick for first-time home buyers seeking a streamlined digital experience. Average jumbo fees are competitive, while jumbo rates may be middle of the road.

LoanDepot, one of the country’s largest mortgage lenders, has faced negative headlines recently. It offers a wide range of jumbo mortgages, with low average jumbo loan rates.

Truist is a major lender of jumbo loans, offering middle-of-the-road jumbo rates and fees, on average. Preapproval and customer care happen mostly offline, and for details on loans, you'll need to talk to a person.

Pennymac, known for government loans, has low average jumbo mortgage rates. Best for jumbo loan borrowers looking for low rates and an efficient digital experience.

Navy Federal is known for VA lending, but it's also a notable player in the jumbo market. You'll need a military connection to join the credit union.

Alliant Credit Union's jumbo loans have low average rates and origination fees. Customer service is geared toward credit union members.

Bank of America offers low average jumbo rates, and average fees are middle of the road. Some borrowers can qualify for down payment assistance or rate discounts.

Chase is a sizable jumbo loan lender with options for a variety of jumbo borrowers. The bank has programs that can make homebuying more affordable.

FourLeaf Credit Union, formerly known as Bethpage, is easy to join. Its average jumbo rates and fees are low, but jumbos make up a small share of overall home lending.

NBKC stands out for its attractive jumbo loan interest rates and fees, and is primarily an online lender — though its app does not have mortgage features.

State Employees’ Credit Union in North Carolina is worth checking out for those who meet its membership criteria — especially its low jumbo rates. But jumbo loans make up a small share of SECU's total home loans.