Colorado First-Time Home Buyer Programs of 2021

NerdWalletJan 1, 2021

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NerdWallet is not affiliated with the Colorado Housing Finance Authority (CHFA) in any way. CHFA does not endorse or affirm the information on this page, including programs, rates or lender ratings. Availability and details of CHFA’s programs are subject to change at any time.

It’s tough to be a first-time home buyer in Colorado these days. With home prices soaring and houses selling quickly, it may feel like your dream of becoming a homeowner is out of reach.

But as a Colorado first-time home buyer, you may have more options than you think. State and national loan programs can make homeownership accessible and affordable, if you know where to find them.

Learn more about first-time home buyer programs available nationwide and from the , or CHFA, and how they can benefit you.

These national loan programs, which aren’t restricted to first-time home buyers, make it possible to get a mortgage with low credit scores or a limited down payment.


Using a network of participating mortgage lenders across the state, CHFA offers purchase loans, as well as down payment and closing cost assistance.

Program availability and eligibility requirements vary; contact a to learn more about which programs could suit your situation.

Looking for help buying a home in Colorado? Start by finding a to determine your eligibility and apply.

You may also want to assess your credit, figure out and enroll in a Colorado first-time home buyer education class. CHFA makes these available for free in-person or online for a fee, and taking a class will help you make home buying decisions with confidence, no matter which loan option you choose.

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