Colorado First-Time Home Buyer Programs of 2023

Updated
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Written by Phil Metzger
Content Management Specialist
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Edited by Mary Makarushka
Assigning Editor
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Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.

NerdWallet is not affiliated with the Colorado Housing and Finance Authority (CHFA) in any way. CHFA does not endorse or affirm the information on this page, including programs, rates or lender ratings. Availability and details of CHFA’s programs are subject to change at any time.

It’s tough to be a first-time home buyer in Colorado these days. With home prices soaring and houses selling quickly, it may feel like your dream of becoming a homeowner is out of reach.

But as a Colorado first-time home buyer, you may have more options than you think. State and national loan programs can make homeownership accessible and affordable — if you know where to find them.

Learn more about first-time home buyer programs available nationwide and from the Colorado Housing and Finance Authority (CHFA) and how they can benefit you.

Mortgage loans from our partners

NBKC - PURCHASE logo
Check Rate

on NBKC

NBKC

5.0

NerdWallet rating 
NBKC - PURCHASE logo

5.0

NerdWallet rating 
Min. credit score 
620

Min. down payment 
0%

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on NBKC

Rocket Mortgage - PURCHASE logo
Check Rate

on Rocket Mortgage

Rocket Mortgage

5.0

NerdWallet rating 
Rocket Mortgage - PURCHASE logo

5.0

NerdWallet rating 
Min. credit score 
580

Min. down payment 
3.5%

Check Rate

on Rocket Mortgage

Better - PURCHASE logo
Check Rate

on Better

Better

4.5

NerdWallet rating 
Better - PURCHASE logo

4.5

NerdWallet rating 
Min. credit score 
620

Min. down payment 
3%

Check Rate

on Better

Tomo - PURCHASE logo
Check Rate

on Tomo

Tomo

4.0

NerdWallet rating 
Tomo - PURCHASE logo

4.0

NerdWallet rating 
Min. credit score 
580

Min. down payment 

3%

Check Rate

on Tomo

Guaranteed Rate - PURCHASE logo
Check Rate

on Guaranteed Rate

Guaranteed Rate

5.0

NerdWallet rating 
Guaranteed Rate - PURCHASE logo

5.0

NerdWallet rating 
Min. credit score 
620

Min. down payment 
3%

Check Rate

on Guaranteed Rate