Down Payment Assistance: How to Get Help Buying a House

Home buyers can apply for down payment assistance through state and local programs. Grants and forgivable loans are available.
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If you want to become a homeowner, but you don’t have enough cash for a down payment, a state or local down payment assistance program might be able to help.

Most states and many counties and cities offer grants and no-interest loans to help home buyers pay for down payments and closing costs.

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Min. credit score 
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Min. down payment 
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Mortgage loans from our partners

NBKC - PURCHASE logo
Check Rate

on NBKC

NBKC

5.0

NerdWallet rating 
NBKC - PURCHASE logo

5.0

NerdWallet rating 
Min. credit score 
620

Min. down payment 
0%

Check Rate

on NBKC

Rocket Mortgage - PURCHASE logo
Check Rate

on Rocket Mortgage

Rocket Mortgage

5.0

NerdWallet rating 
Rocket Mortgage - PURCHASE logo

5.0

NerdWallet rating 
Min. credit score 
580

Min. down payment 
3.5%

Check Rate

on Rocket Mortgage

Better - PURCHASE logo
Check Rate

on Better

Better

4.5

NerdWallet rating 
Better - PURCHASE logo

4.5

NerdWallet rating 
Min. credit score 
620

Min. down payment 
3%

Check Rate

on Better