Cost to Replace and Install Gutters in 2025

To get a rough idea of how many feet of gutters your home might require, calculate the linear footage of your roof.

Architecture, Building, House

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The average cost of replacement gutters for an average home, including materials and installation, is around $2,000 to $6,000. However, your costs will depend on the size of your home and the type of gutters you choose.

Gutter installation could cost as little as $150 for a small roof with minimal debris removal or as much as $10,000 for custom-built gutters on a large home with multiple levels.

How much do gutters cost?

The average price for gutter installation is $4 to $40 per linear foot. The size of your home significantly influences your specific price range. Expect prices on the higher end of the range if your installer needs to remove and dispose of your existing gutter system.

Size of home

Average gutter cost

Typical gutter cost range

1,000 sq. feet.

$1,450.

$400 – $4,000.

1,500 sq. feet.

$2,175.

$600 – $6,000.

2,000 sq. feet.

$2,900.

$800 – $8,000.

The height of your home also affects gutter installation prices, because of the danger involved in working on upper floors. More stories require extra tools and safety equipment.

Gutters are available in different styles, such as half-round, K-style and custom-built fascia style. Custom-built fascia style tends to be more costly.

How many feet of gutters and downspouts will I need?

To get a rough idea of how many feet of gutters your home might require (if all roof edges truly need gutters), calculate the linear footage of your roof. If your home isn’t a strict rectangle or square, you may have to do this in sections and add them up. Make sure to add the distance from each roof corner to the ground for downspouts.

Illustration of a house for calculating gutter needs.

🤓Nerdy Tip

Not every home needs gutters around the entire roof. You may need substantially fewer feet of gutters than your initial rough estimate. Roofs with only one or two slopes may only require gutters on the sides of the home corresponding to those slopes. Having a pro evaluate your roof can help you determine which roof edges need gutters.

Gutter costs by material

Each gutter material comes with unique advantages and drawbacks. Here are the most common gutter materials and their price, lifespan and features:

Aluminum

Price: $3 to $15 per linear foot.

Life: About 20 years.

Pros and cons: Lightweight, rust-resistant and easily replaceable. The downside is that aluminum gutters are vulnerable to cracking, dents and damage from falling debris.

Architecture, Building, House

Aluminum gutter.

Copper

Price: $15 to $40 per linear foot.

Life: About 50 years on average (sometimes up to 100 years).

Pros and cons: Weather-resistant and won’t warp or rust, but copper gutters may require regular maintenance and are vulnerable to dents.

Architecture, Building, House

Copper gutter.

Galvanized steel

Price: $5 to $20 per linear foot.

Life: 20 to 30 years.

Pros and cons: Highly resistant to damage from impact and winds, and handles heavy rainfall well. Galvanized steel gutters are vulnerable to rust if not properly maintained. They are heavy, difficult to install and aren’t suitable for climates with high salinity in the air.

Handrail, Pipeline, Architecture

Galvanized steel gutter.

Vinyl

Price: $3 to $7 per linear foot.

Life: 10 to 20 years.

Pros and cons: Lightweight, easy to install and very resistant to corrosion. Vinyl gutters don’t last as long as many other options, and wetter climates shorten their lifespan. They are also vulnerable to cracking and leaks.

Architecture, Building, House

Vinyl gutter.

Wood

Price: $20 to $32 per linear foot.

Life: Up to 100 years if maintained properly.

Pros and cons: Wood gutters will rot without annual treatment to protect their interior and exterior.

Ice, Nature, Outdoors

Wood gutter.

Zinc

Price: $15 to $40 per linear foot.

Life: 50 to 80 years.

Pros and cons: Low-maintenance, rust-resistant and forms a self-sealing patina that helps prevent cracks and scratches. However, zinc gutters are very heavy.

Architecture, Building, House

Zinc gutter.

How often should gutters be replaced?

Depending on the material you select, your gutters might last anywhere from 10 to 100+ years. Here are some warning signs that it’s time to clean, repair or replace your gutters:

  • Cracks.

  • Fallen fasteners and/or nails.

  • Holes.

  • Mildew around your foundation.

  • Rust.

  • Orange flecks on and around your gutters (signs of new rust forming).

  • Peeling paint.

  • Sagging gutters.

  • Water leaking into your basement or foundation.

  • Water pooling around gutter downspouts.

Are gutters worth the money?

In general, gutters are recommended for most homes. Gutters help protect your home and surrounding property from water damage.

Gutters are especially important if:

  • Your home sits at the bottom of a hill or slope.

  • Your home is built on clay-rich soil, which drains water more slowly than other soil types.

  • Your house has a basement.

  • Your house has no roof overhang or a very small overhang.

There are a few situations, however, where gutters may not be necessary:

  • Your home is completely surrounded by concrete, which could be in the form of patios, streets, sidewalks, driveways or other concrete structures.

  • Your home is at the top of a hill, and the land slopes downward, away from your house.

  • Your roof has a large overhang.

  • You live in a dry climate that receives very little rain or snow.

Is gutter installation a good DIY project?

Installing gutters yourself isn’t generally recommended unless you’re highly experienced. Here’s why:

  • You may get injured from working on the roof and ladders.

  • You may have to rent special equipment.

  • The work usually requires more than one person.

  • The job can be more complex than anticipated, and you have to be very careful with the measurements, pitch, installation and inspection.

  • Improper installation can damage your home.

Even if DIY installation isn’t a reasonable option for you, if you’re comfortable up on a ladder and use the proper safety equipment, you may be able to do some of the necessary gutter cleaning and maintenance yourself, reducing your total costs over the lifespan of your gutters.

Can I get financing for a home repair or improvement?

Your contractor may offer some financing options (either through a partner or a payment plan), but there are other — and maybe better — financing options available.

Home equity loans or home equity lines of credit (HELOC) may have lower interest rates than financing with an installer, as well as future opportunities for refinancing and possible tax benefits.

With a home equity loan, you receive a lump-sum payment and then pay it back at a fixed interest rate over an agreed period of time, typically five to 30 years. HELOCs are more akin to a credit card, something you use as needed. You’ll usually have 10 years to draw from the line of credit, during which time you only have to pay interest, and after that you pay both the principal and interest. HELOC interest rates typically are variable, meaning your monthly payment could rise or fall over time. And with each of these options, you're using your home as collateral.

Many banks, credit unions and online lenders offer personal loans, with amounts typically from $1,000 to $100,000 and with fixed annual percentage rates. You receive a lump sum and repay it in equal monthly installments over a set period, typically two to seven years. Unlike with home equity financing, there is no collateral. This means your home isn’t at risk if you miss payments, but you’ll still have to pay late fees and the late payments can negatively impact your credit.

Credit cards are an option for lower cost repairs or renovations. That’s because credit cards typically charge higher interest rates than home equity loans, HELOCs and personal loans. When used responsibly, credit cards can come with great benefits, such as 0% introductory APR periods that allow you to avoid interest for a set number of months; rewards so you can earn cash back, travel or points; and sign-up bonuses that can give you some extra cash back or rewards for a larger purchase. If you go this route, you’ll want to make sure you pick one of the best credit cards for home improvements.

Which financing option is best for me?

The best financing option for you will depend on how much money you need, when you need the money, what project you’re doing and how long you need to pay the money back. If it’s something that’ll add value to your home, a HELOC or home equity loan may be your best option because the value of your house could increase by more than the amount of the loan.

On the flip side, if it’s a less expensive repair, a credit card is probably your best option if you want to pay no interest or earn rewards. Personal loans can apply to both small and large repairs or renovations, and they may make sense if you don’t have much equity in your home.

Some home improvement contractors offer their own financing options. Before taking this option, shop around and see how their offer compares with other loans.

Regardless of what you choose, make sure you compare interest rates, terms and fees with any financing options you’re considering. This will ensure you get the best deal.

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