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Cost to Install or Replace Gutters in 2025
Your cost of gutter replacement or installation could range from a few hundred dollars to several thousand, depending on factors like your home’s size and gutter materials you choose.
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Updated · 3 min read
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NerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible.
Dalia Ramirez writes about home services for NerdWallet. She has previously written about estate planning, cryptocurrencies, small business software and other personal finance topics. Dalia has a B.A. in bioethics and critical theory from Wesleyan University. Her work has appeared in publications including The Washington Post, the Los Angeles Times, Bloomberg and The Associated Press. She is based in Los Angeles.
Julie Myhre-Nunes leads the Home Services team, covering home improvement, home warranties, home security, solar and moving. She also leads Auto Loans and Student Loans. Julie has over a decade of experience in personal finance. Before joining NerdWallet, she led editorial teams at Red Ventures and several startups. Her personal finance insights have been featured in Forbes, The Boston Globe and CNBC, while her writing has appeared in USA Today, Business Insider, Wired Insights and more.
Roberta Pescow is a contributing writer specializing in health, home
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The cost of replacement gutters for an average-sized home, including materials and installation, is around $2,000 to $6,000. However, your costs will depend on the size of your home and the type of gutters you choose.
Gutter installation could cost as little as $150 for a small roof with minimal debris removal or as much as $10,000 for custom-built gutters on a large home with multiple levels.
How much do gutters cost?
The average price for gutter installation is $4 to $40 per linear foot. The size of your home significantly influences your specific price range. Gutter replacement cost will fall on the higher end of the range, because your installer will have to remove and dispose of the existing gutter system.
Size of home
Average gutter cost
Typical gutter cost range
1,000 sq. feet.
$1,450.
$400 – $4,000.
1,500 sq. feet.
$2,175.
$600 – $6,000.
2,000 sq. feet.
$2,900.
$800 – $8,000.
The height of your home also affects gutter installation prices, because of the danger involved in working on upper floors. More stories require extra tools and safety equipment.
Gutters are available in different styles, such as half-round, K-style and custom-built fascia style. Custom-built fascia style tends to be more costly.
How many feet of gutters and downspouts will I need?
To get a rough idea of how many feet of gutters your home might require (if all roof edges truly need gutters), calculate the linear footage of your roof. If your home isn’t a strict rectangle or square, you may have to do this in sections and add them up. Make sure to add the distance from each roof corner to the ground for downspouts.
🤓Nerdy Tip
Not every home needs gutters around the entire roof. You may need substantially fewer feet of gutters than your initial rough estimate. Roofs with only one or two slopes may only require gutters on the sides of the home corresponding to those slopes. Having a pro evaluate your roof can help you determine which roof edges need gutters.
Gutter costs by material
Each gutter material comes with unique advantages and drawbacks. Here are the most common gutter materials and their price, lifespan and features:
Aluminum
Price: $3 to $15 per linear foot.
Life: About 20 years.
Pros and cons: Lightweight, rust-resistant and easily replaceable. The downside is that aluminum gutters are vulnerable to cracking, dents and damage from falling debris.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet rating
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet rating
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Life: About 50 years on average (sometimes up to 100 years).
Pros and cons: Weather-resistant and won’t warp or rust, but copper gutters may require regular maintenance and are vulnerable to dents.
Copper gutter.
Galvanized steel
Price: $5 to $20 per linear foot.
Life: 20 to 30 years.
Pros and cons: Highly resistant to damage from impact and winds, and handles heavy rainfall well. Galvanized steel gutters are vulnerable to rust if not properly maintained. They are heavy, difficult to install and aren’t suitable for climates with high salinity in the air.
Galvanized steel gutter.
Vinyl
Price: $3 to $7 per linear foot.
Life: 10 to 20 years.
Pros and cons: Lightweight, easy to install and very resistant to corrosion. Vinyl gutters don’t last as long as many other options, and wetter climates shorten their lifespan. They are also vulnerable to cracking and leaks.
Vinyl gutter.
Wood
Price: $20 to $32 per linear foot.
Life: Up to 100 years if maintained properly.
Pros and cons: Wood gutters will rot without annual treatment to protect their interior and exterior.
Wood gutter.
Zinc
Price: $15 to $40 per linear foot.
Life: 50 to 80 years.
Pros and cons: Low-maintenance, rust-resistant and forms a self-sealing patina that helps prevent cracks and scratches. However, zinc gutters are very heavy.
Depending on the material you select, your gutters might last anywhere from 10 to 100+ years. Here are some warning signs that it’s time to clean, repair or replace your gutters:
Cracks.
Fallen fasteners and/or nails.
Holes.
Mildew around your foundation.
Rust.
Orange flecks on and around your gutters (signs of new rust forming).
You may get injured from working on the roof and ladders.
You may have to rent special equipment.
The work usually requires more than one person.
The job can be more complex than anticipated, and you have to be very careful with the measurements, pitch, installation and inspection.
Improper installation can damage your home.
Even if DIY gutter installation isn’t a reasonable option, you may be able to do some of the necessary gutter cleaning and maintenance yourself. if you’re comfortable on a ladder and use proper safety equipment, you can extend the life of your gutters with regular maintenance.
Can I get financing for a home repair or improvement?
Your contractor may offer some financing options (either through a partner or a payment plan), but there are other — and maybe better — financing options available.
Home equity loan or HELOC
Home equity loans or home equity lines of credit (HELOC) may have lower interest rates than financing with an installer, as well as future opportunities for refinancing and possible tax benefits.
With a home equity loan, you receive a lump-sum payment and then pay it back at a fixed interest rate over an agreed period of time, typically five to 30 years. HELOCs are more akin to a credit card, something you use as needed. You’ll usually have 10 years to draw from the line of credit, during which time you only have to pay interest, and after that you pay both the principal and interest. HELOC interest rates typically are variable, meaning your monthly payment could rise or fall over time. And with each of these options, you're using your home as collateral.
Personal loan
Many banks, credit unions and online lenders offer personal loans, with amounts typically from $1,000 to $100,000 and with fixed annual percentage rates. You receive a lump sum and repay it in equal monthly installments over a set period, typically two to seven years. Unlike with home equity financing, there is no collateral. This means your home isn’t at risk if you miss payments, but you’ll still have to pay late fees and the late payments can negatively impact your credit.
Credit card
Credit cards are an option for lower cost repairs or renovations. That’s because credit cards typically charge higher interest rates than home equity loans, HELOCs and personal loans. When used responsibly, credit cards can come with great benefits, such as 0% introductory APR periods that allow you to avoid interest for a set number of months; rewards so you can earn cash back, travel or points; and sign-up bonuses that can give you some extra cash back or rewards for a larger purchase. If you go this route, you’ll want to make sure you pick one of the best credit cards for home improvements.
The best financing option for you will depend on how much money you need, when you need the money, what project you’re doing and how long you need to pay the money back. If it’s something that’ll add value to your home, a HELOC or home equity loan may be your best option because the value of your house could increase by more than the amount of the loan.
On the flip side, if it’s a less expensive repair, a credit card is probably your best option if you want to pay no interest or earn rewards. Personal loans can apply to both small and large repairs or renovations, and they may make sense if you don’t have much equity in your home.
Some home improvement contractors offer their own financing options. Before taking this option, shop around and see how their offer compares with other loans.
Regardless of what you choose, make sure you compare interest rates, terms and fees with any financing options you’re considering. This will ensure you get the best deal.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
/5
NerdWallet rating
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Final thoughts on gutter installation and replacement
Gutters may not be the flashiest home improvement, but they play a vital role in protecting your home from water damage. Whether you're planning a full gutter replacement or needing a new gutter installation, understanding the factors that affect gutter cost can help you plan, ask questions and make decisions about your project.
Frequently asked questions
What are seamless gutters?
Seamless gutters are continuous, single pieces of material — such as aluminum, copper or steel — that are custom-formed to fit the exact dimensions of your home. They differ from traditional, seamed gutters, because they have no visible seams or joints, and over time they’re less likely to leak and require less maintenance.
Are seamless gutters worth the cost?
Seamless gutters cost more than seamed gutters, because they are customized to fit the exact length of your home. The added cost can be worth the investment due to the durability, lower risk of leaks and reduced maintenance needs. Although their initial cost is higher than seamed gutters, they can provide long-term savings due to their durability, reduced risk of leaks and water damage and lower maintenance needs. They also have a sleek appearance that can also boost curb appeal.
How can I find a gutter company near me?
Here are some steps to find reputable gutter contractors near you.
Check online reviews and ask for recommendations. Look at customer feedback on trusted review sites and ask friends, neighbors or local social media groups if they can recommend a company they’ve worked with.
Search professional directories. Use resources like the National Association of Home Builders (NAHB) or local home improvement networks to find reputable gutter companies in your area.
Compare estimates from at least three companies. Getting multiple quotes can help you understand the going rate for gutter installation or replacement — and potentially spot any red flags with a company.
Ask key questions. Find out whether a company is licensed and insured, how long they’ve been in business, what their installation process looks like and their typical timeframe for completion.
How long do new gutters last?
Gutter lifespan varies by material and climate. Here are some averages.
Aluminum: 20 years.
Copper: 50+ years.
Galvanized steel: 20 to 30 years.
Vinyl: 10 to 20 years, less in extreme weather.
Wood: Up to 100 years if maintained properly.
Zinc: 50 to 80 years.
Gutter longevity improves with regular cleaning and inspections to prevent sagging or blockages.
Will new gutters increase the value of my home?
New gutters may not significantly increase your home’s market value on paper, but they protect against water damage, which can lead to problems — such as dampness and mold — that do decrease your home’s value. Gutters can also add to or detract from your house’s curb appeal. If your current gutters are outdated, hanging or have small trees growing in them, that can send an immediate message to potential home buyers.
What are seamless gutters?
Seamless gutters are continuous, single pieces of material — such as aluminum, copper or steel — that are custom-formed to fit the exact dimensions of your home. They differ from traditional, seamed gutters, because they have no visible seams or joints, and over time they’re less likely to leak and require less maintenance.
Are seamless gutters worth the cost?
Seamless gutters cost more than seamed gutters, because they are customized to fit the exact length of your home. The added cost can be worth the investment due to the durability, lower risk of leaks and reduced maintenance needs. Although their initial cost is higher than seamed gutters, they can provide long-term savings due to their durability, reduced risk of leaks and water damage and lower maintenance needs. They also have a sleek appearance that can also boost curb appeal.
How can I find a gutter company near me?
Here are some steps to find reputable gutter contractors near you.
Check online reviews and ask for recommendations.
Look at customer feedback on trusted review sites and ask friends, neighbors or local social media groups if they can recommend a company they’ve worked with.
Search professional directories.
Use resources like the National Association of Home Builders (NAHB) or local home improvement networks to find reputable gutter companies in your area.
Compare estimates from at least three companies.
Getting multiple quotes can help you understand the going rate for gutter installation or replacement — and potentially spot any red flags with a company.
Ask key questions.
Find out whether a company is licensed and insured, how long they’ve been in business, what their installation process looks like and their typical timeframe for completion.
How long do new gutters last?
Gutter lifespan varies by material and climate. Here are some averages.
Aluminum: 20 years.
Copper: 50+ years.
Galvanized steel: 20 to 30 years.
Vinyl: 10 to 20 years, less in extreme weather.
Wood: Up to 100 years if maintained properly.
Zinc: 50 to 80 years.
Gutter longevity improves with regular cleaning and inspections to prevent sagging or blockages.
Will new gutters increase the value of my home?
New gutters may not significantly increase your home’s market value on paper, but they protect against water damage, which can lead to problems — such as dampness and mold — that do decrease your home’s value. Gutters can also add to or detract from your house’s curb appeal. If your current gutters are outdated, hanging or have small trees growing in them, that can send an immediate message to potential home buyers.
